There are two steps:
The first step: pay off the arrears in a short time;
Step 2: Call the issuing bank and apply for unfreezing.
If you want to use the credit card smoothly, you must pay at least the minimum repayment amount on the last repayment day of each month. Otherwise, it will not only charge late fees, but also affect personal credit records. In serious cases, your account may be frozen by the bank, and even your card may be cancelled.
In fact, other banks are almost the same. Let's talk about it together, taking the credit card unsealing of Bank of Communications as an example.
Bank of Communications credit card unsealing method is as follows:
Required materials: original credit card, copy of ID card, information filled in when handling the card, and mobile phone card registered when opening the card.
1. Call the customer service hotline of Bank of Communications and check how much money you still owe according to the voice prompts. If you want to unblock your credit card, please pay off the debt first.
2. Enter the manual service according to the prompt, let the customer service talk to the manager on duty, and directly let him unseal the credit card and open the card to continue using it. They will ask you where the recent big deal was made and what you bought. We will answer the purchased goods according to the name of the merchant with the pos receipt. If the name of the merchant is communication equipment, you can answer that you bought a computer and a mobile phone. At this time, the customer service will ask you to provide the receipt or invoice of the transaction at that time, and you must answer no, it has been so long.
3. Never mind the attitude of customer service. In order to understand a credit card, we must deal with them patiently. We will give you a special application at some time. Be sure to keep your cell phone on all the time. They will give an answer. If you sign a letter of commitment to unseal the credit card, then you will succeed; If you don't promise to unlock the credit card, don't give up, and insist on calling customer service to unlock the credit card until you agree.