I. Ping An Auto Insurance
In 2007, Ping An began to take telephone auto insurance as a breakthrough, creating a precedent for official direct sales of domestic insurance, with an increase of more than 65,438+000% for three consecutive years, and the proportion of total auto insurance premiums rose from 4.4% in 2007 to 65,438+04.4% in 2009. In addition, Ping An Telephone Auto Insurance took the lead in achieving a profit of 65,438+0.5% in 2009, and announced that,
Two. Introduction of Ping An Auto Insurance Package
In order to bring more convenience to car owners and avoid their troubles in choosing insurance types, Ping An Online Auto Insurance has specially launched "basic", "universal" and "all-insurance" insurance packages:
fundamental form
The basic payment provides basic protection for the loss of third parties and their own vehicles, and the cost is low. Suitable for old drivers with advanced car skills and used cars that only need basic protection.
Recommended index: 3 stars
conventional type
On the basis of the basic model, the popular model has added theft insurance, vehicle personnel liability insurance and glass insurance, and increased the coverage of three types of insurance, including four most necessary and valuable types of insurance. The premium is not high, but the common risks of car use are basically guaranteed. It is the most cost-effective insurance combination and the most insured package.
Recommended index: 5 stars
All-risk type
All insurance covers all kinds of auto insurance, and almost all unexpected losses related to automobiles can be compensated. For new cars with comprehensive auto insurance requirements, car owners or novices can consider this package combination.
Recommended index: 3 and a half stars
Of course, if the owner is very familiar with the knowledge of auto insurance, he can also customize the auto insurance combination according to his own conditions, car condition and driving habits, and choose the auto insurance that suits him best.
Three. Ping' an automobile insurance service
The low price of Ping An Auto Insurance is not at the expense of reducing service quality. Choosing Ping 'an telephone auto insurance or online auto insurance can not only save 15% of the premium, but also enjoy the same auto insurance responsibility and escort service as traditional auto insurance. Especially since February 2, 20 10, Ping An Property & Casualty has promised to the society that "Ping An auto insurance, within 10,000 yuan, with complete information, will be paid in one day", which has brought more powerful protection to the majority of car owners.
It is understood that from February to April of 20 10, Ping An Auto Insurance paid about 1156,000 claims, and the claim rate was 99.87% within1working day, which basically met the claim limit requirements of most customers of Ping An Auto Insurance. State compensation, 24-hour auto insurance report acceptance consultation, off-site settlement of claims, customers do not need to pay maintenance fees in advance. The data shows that in the first quarter of 20 10, Ping An's personal auto insurance customers' satisfaction with claims was 90%.