The application conditions for Yang's loan are stipulated. Users who have reached the age of 22, have good credit information and big data, and have stable jobs and economic income sources can apply for loans. Therefore, Yang could not borrow money when he was 18 years old.
You can get a loan over the age of 22. The loan materials you need to provide include identity authentication, face video authentication, personal basic information, company information, contact information and so on.