There are three main ways to release information:
1, network approach
Network channels should be well-known and have a large number of views;
2. Personal relationships
Relatives and friends, circle of friends, etc. ;
3. Newspapers, advertisements and leaflets
Release content: the necessary information of the house (location, area, floor, layout, price ...) and the contact information of the owner. The information release of self-service transaction may lead to information leakage and harassment!
Second, cooperate with buyers to see the house and introduce the selling points of the house and the advantages of the surrounding business circle.
It is a long process for buyers to look at the house. When entrusting an intermediary, the general intermediary will match the needs of buyers and choose the right buyers to see the house, but self-sales can only rely on a lot of manpower and time costs to cooperate with buyers to see the house!
Third, determine the buyer and sign the Second-hand House Sales Contract.
After the buyer is confirmed, the two parties sign a sales contract. Note that the deposit must be collected at this time to bind the buyer and prevent the contract from being invalid due to breach of contract. The amount of the deposit generally does not exceed 20% of the total house price, and does not exceed 500,000.
Fourth, do a good job in housing verification and review the qualifications of buyers.
Housing verification mainly confirms that the house is unsecured and sealed up. In this way, buyers can rest assured. When inspecting the house, the seller needs to bring his identity certificate and real estate license, and the buyer needs to bring his husband and wife's identity card, household registration book and marriage certificate (not required for singles). If there are minor children, it is necessary to provide children's household registration book, house purchase commitment letter, family house purchase application form and qualification review information form.
Verb (abbreviation for verb) online signing
This link is a mandatory requirement of the real estate management department, in order to eliminate the risk of "one room and two sales". Once the "online signing" is successful, the same house cannot generate a sales contract again, nor can it be sold to others.
Intransitive verbs cooperate with the evaluation company to evaluate.
The seller applies to the bank appraisal company, and the appraisal company will arrange the house inspection within one working day after accepting it. The appraisal company evaluates the value of the house according to the age, location, decoration and other factors, and generally issues an appraisal report within three working days after the house inspection.
Seven, cooperate with the buyer to go to the bank to do face-to-face signing.
Face-to-face signing is the buyer's application for a loan from the bank and qualification examination. General buyers need to bring: ID card, household registration book, income certificate, education certificate. The seller needs to carry both husband and wife's ID cards, household registration books, marriage certificates, real estate licenses and bank cards.
Eight, the down payment is managed by three parties, and the buyer and the seller trade by themselves, looking for a custodian bank, one * * * three parties.
The general process is: the seller opens an account in the bank, the buyer puts the money into the seller's account, and the bank temporarily freezes the money, unfreezes it after the transfer is completed and pays it to the seller. But the biggest problem is that because the seller's account is frozen, if the seller's assets are seized, the money will also be frozen. Although the probability is small, it will lose a lot.
Nine, the buyer and the seller to the local tax bureau to pay taxes.
Go to the transaction center in the district where the house is located to handle the transfer. When paying taxes, both buyers and sellers should be present in person. If you can't be present, you can hand-write the power of attorney and entrust others to handle it.
Important note: Before the transfer, you must see the buyer's loan approval letter. If the bank refuses to lend money, and the transfer is near at this time, you may face the risk of not getting the final payment later!
X. The buyer received the new house book.
XI。 Cooperate with property delivery
Before the property is delivered, the owner needs to settle the property fee, heating fee, water, electricity, natural gas and other fees in advance.
Twelve. Final payment settlement. Commercial loans will generally receive the final payment within 10- 12 days after the transfer.
After the transfer formalities are completed, the bank will only lend money after the mortgage registration formalities are completed.
Although the real estate transaction without an intermediary can save some intermediary fees, it takes a lot of energy for the seller to find a reliable buyer, and there are also certain risks. Everyone must be careful when dealing with real estate on their own to avoid unnecessary trouble.