1. The steps for Zhibao to inquire about Bai Hua's credit information are as follows: Open Alipay and click My-Bai Hua; Then click on my relevant contract and product description; If the Power of Attorney for Personal Credit Information Inquiry and Submission is displayed, it means that Bai Hua has submitted the central bank's credit information. Without this item, there would be no credit investigation. Then click Personal Credit Information Inquiry and Submission Authorization-Personal Credit Information Inquiry and Submission Authorization to view the credit details.
2. Flower Garden is an online consumer financial service product in Alipay, which allows users to "buy this month and return it next month", which is essentially "credit consumption" and was not used for credit investigation before. However, since last year, some users' flower beds have gradually been connected to the central bank's credit information. Alipay official said that the remaining users will be covered in batches. It is understood that Huayuan is connected to the credit information in the form of "service upgrade". If you choose to agree, then your garden will begin to receive credit information. It's also easy to check whether your garden is on credit. First, we have to open Alipay, and then click: My-Huahua-My-related contracts and product descriptions. If your page only shows three items, namely huahua user service contract, sesame service agreement and product description, then your huahua will not be scored. If you see a power of attorney on the page to query and submit personal credit information, it means that your flower buds are collecting credit information.
1. Check the credit information yourself. At present, there are two common ways to query credit information:
1) You can log in to official website at the Credit Information Center of the People's Bank of China and register your information for inquiry.
2) You can directly bring your ID card to the local People's Bank or a bank authorized by the People's Bank to inquire, so you can also get a paper version of the credit report. There are two free inquiries per person every year. But I also want to remind you that the more inquiries, the better. You can check it several times a year. We will leave an inquiry record every time we make an inquiry. Too many times will also affect services such as late loans.