In-patient medical insurance stipulates that the insured suffers from accidental injury or illness within 90 days after this additional insurance contract comes into effect and is hospitalized in the hospital designated by the insurance company. For reasonable and necessary hospitalization medical expenses (including examination fees, treatment fees, bed fees, surgery fees and other medical expenses) that meet the basic medical insurance management regulations of the government where the policy is issued, the insurance company will pay insurance money in a certain proportion of the total insurance amount. This self-drinking pesticide was not an accident, so it can't be reimbursed.