The latest real estate policy in 2020

Legal analysis: Under the expected influence of the overall housing price rise and inflation, speculation, investment and home ownership are three pillars, and there is a buying boom in the real estate market, with soaring prices and persistent high fever. Some cities have no sense of stability because house prices have risen too fast. If the government continues to sit idly by, it will directly lead to social instability. Curbing the excessive growth of housing prices is no longer an economic issue, but a direct political issue. Therefore, the national leaders decided to launch a new real estate policy, the core content of which is as follows: 1, to increase the down payment ratio of second homes. 2. Raise the preferential threshold of loan interest rate. 3. Raise the investment threshold for home ownership in different places. The above three, its guiding goal is clear, pointing to real estate speculation or investment. So far, the effect is remarkable.

Legal basis: Notice of the State Council Municipality on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities 1. All regions and relevant departments should earnestly perform their duties of stabilizing housing prices and housing security.

(1) unify thoughts and raise awareness. Housing is related to the national economy and people's livelihood, which is not only an economic issue, but also an important livelihood issue that affects social stability. The excessively high and rapid rise in housing prices has made it more difficult for residents to solve the housing problem through the market, increased financial risks, and is not conducive to coordinated economic and social development. All regions and relevant departments should fully understand the harm of excessive housing price rise, conscientiously implement the central government's regulation policies on the real estate market, take resolute measures to curb excessive housing price rise, and promote the improvement of people's livelihood and economic development.

(2) Establish an assessment and accountability mechanism. Stable housing prices and housing security, by the provincial people's government overall responsibility, the Municipal People's government to implement the responsibility system. The Ministry of Housing and Urban-Rural Development, the Ministry of Supervision and other departments should assess the relevant work of the provincial people's government, strengthen supervision and inspection, and establish an interview, inspection and accountability system. Those who have failed to stabilize housing prices and promote the construction of affordable housing, affecting social development and stability, should be held accountable.