1, outlet inquiry: the owner shows his ID card information to the relevant staff at the outlet. This method can not only know the loan balance, but also print the repayment list to understand the subsequent repayment situation;
2. Online Banking Inquiry: Inquire about personal loans through online banking. This method can not only query the loan balance, but also know the previous repayment records;
3. Telephone enquiry: Call customer service for consultation. This method can only query the loan balance.
The above are several ways to check the car loan.
Automobile loan processing flow
1. car loan application: bring your ID card and corresponding supporting materials and fill out the application form;
2. Car loan approval: waiting for the bank to investigate and approve the car loan qualification;
3. Sign a contract: sign a car loan contract. If there is a guarantee and mortgage, a guarantee and mortgage contract shall be signed;
4. Auto loan issuance: After approval, the bank will issue loans to lenders. It usually takes 2 to 3 weeks, and the fastest is 1 day.
5. Pay for the car: after paying the down payment for the car, take the passbook and the car pick-up slip to the car dealership to pick up the car.
How to find out how much car loan is left?
If you want to know how much your car loan is still outstanding, you can take the following measures:
1. Find the car loan record on the personal account page of the online banking or mobile banking client of the handling bank (official website /APP), and you can find the remaining loan through the bill query option. In addition, customers can also know the previous repayment details.
2. Call the hotline of the handling bank (auto consumption finance company) and consult the customer service staff through the manual service channel. As long as I confirm my identity to the customer service, the customer service will naturally inquire for the customer and inform the result.
3. Bring personal ID card, repayment bank card, car loan contract and other related information to the offline business outlets of the handling bank (auto consumption finance company) to find a staff member to apply for inquiry, or ask the staff member to help print the car loan repayment list to know their repayment situation.
4. Look through the monthly repayment reminder message sent by the handling bank (auto consumer finance company). The content of the message will generally tell the customer how much is left this month and how much should be paid back.
How to inquire about auto loans?
If you know the information, you can query it in the following three ways:
1. Network query. Lenders can apply for checking the loan balance at the counter of the business outlets of nearby loan banks with their ID cards; You can also ask the bank staff to help print the repayment schedule within one year after the inquiry.
2. Online banking inquiry.
First, the lender can find "my loan" in the "personal loan" of online banking after opening online banking.
Second, you can find all the loan records by entering personal information in it.
3. Customer service telephone inquiry. Lenders can also call the customer service phone of the loan bank for inquiry. But this method can only obtain a single information of the loan balance.
Extended data
Conditions for lenders to apply for loans
1.18-a natural person aged 60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The borrower's actual age plus the loan application period shall not exceed 70 years old.