Credible, interest-free, but after repayment, 2 1 working days, I will send a cashback message when I get home.
It is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan. The treatment process generally needs to be guaranteed. It is an extension of microfinance in technology and practical application. In China: Mainly serving agriculture, rural areas and small and medium-sized enterprises. The establishment of the company rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, the personal quota provided for office workers generally ranges from 1000-5000 yuan, and most of them do not need a mortgage, but the credit and information review is strict.
1. The borrower shall apply to the branch opened by the bank. When applying, the borrower should bring ID card, proof of address, proof of stable income source and other related materials, and if it is a merchant, it should also bring a business license;
2. After receiving the lender's application, the bank will review the lender;
3 through the bank's audit and approval, signed a loan contract with the bank;
4. The bank lent money, and the lender successfully got the loan.
The above four steps are the general flow of banks. Different banks may have slightly different regulations and submit different materials. In order to avoid loan risks, some banks will require lenders to meet certain conditions, such as age, income level and repayment ability.
Is it reliable to buy a car by stages in car home?
It is more reliable to buy a car by stages in car home.
1. At present, many people know little or nothing about car loans, and it is difficult to sort out all kinds of complicated fees to be paid for mortgage loans. Therefore, the charging procedure of mortgage loan has become a "roadblock" of mortgage loan, which has seriously affected the enthusiasm of customers for handling automobile mortgage.
2. It has become the heart disease of auto mortgage customers. It is understood that the current car loan processing methods mainly include bank loans, credit card installment and auto finance company loans. The bank loan business has existed for the longest time, but it gradually withdrew from the auto credit market due to the long approval period and strict conditions, and then credit card installment car purchase and auto finance companies rose.
3. The installment interest rate of credit cards is relatively low, but there are higher requirements for the credit limit and use time of cardholders; The interest rate of auto financing companies is relatively high, which has the advantages of low application conditions and fast approval speed, and there are preferential schemes for specific models.
What about car owners' loans in car home?
Reliable. Car owner loan is also the mainstream business in banks, and this institution is an open and formal institution.
1. car home is an automobile website, and owner loan is a credit loan product, not a mortgage loan product. In car home, the loan amount of car owners is mainly between 200,000 and 300,000, and the minimum daily interest rate is 0.03%.
2. car home dealer platform has more than10,000 registered 4S stores, and is committed to providing consumers with the most timely, comprehensive and accurate price information. Through the continuous improvement of ease of use, online merchants and online transactions have gradually increased, striving to become the largest online 4S store in China. Therefore, car owners' loans in car home are very reliable.
So much for the introduction of loan accuracy in car home.