Can bank cards 1 Class II be exchanged by themselves?

1.Class I and II bank cards can be exchanged by themselves, but are not allowed to be exchanged under special circumstances, mainly including: main account with supplementary card, mobile payment mapping card generated by account, debit card with passbook, non-real-name registration system debit card, account involved, debit card with binding contract relationship with Class II bank card, account with abnormal status, etc.

2. Cardholders can bring their ID cards and bank cards to the counters of relevant banking outlets to upgrade their personal settlement accounts. Cardholders can also log in to mobile banking and follow the instructions on the page to upgrade their personal settlement accounts. For second-class bank cards, banks can further verify the identity information of cardholders in accordance with regulations and convert them into second-class bank cards. If the cardholder who has opened an account in the relevant bank applies for opening a similar bank account again, the bank can independently determine the account opening process on the premise of verifying the cardholder's information.

3. A bank card is a comprehensive personal settlement account, which can be used for deposit and withdrawal, transfer, consumption, payment, investment and wealth management. The use range and dosage are not limited. The bank's second-class card has a consumption limit, and the capital expenditure limit is 200,000 yuan per year. A person can only apply for one type of card in the same bank. If the user already has one type of card, other cards cannot be upgraded to one type of account, and the user can only choose to downgrade first and then upgrade. At present, there are no restrictions on the transfer of Class I cards, and there are no restrictions on the deposit and withdrawal of this card. If the user already has one type of card, other cards cannot be upgraded to one type of account, and the user can only choose to downgrade first and then upgrade. Cardholders can bring their valid identity documents and bank cards to any branch of the issuing bank in different places to upgrade or downgrade their personal accounts, and then follow the instructions of the counter staff.

4. At present, Class I accounts can be downgraded to Class II entity accounts, Class II entity accounts can be upgraded to Class I accounts, and Class II electronic accounts can only be converted into Class II entity cards. In addition, if the second-class card and the first-class card can be bound in the bank, the first-class card and the second-class card can transfer money to each other without restriction. For Bank Class II cards, banks can further verify the identity information of cardholders in accordance with regulations, and then convert them into Bank Class II cards. If the cardholder who has opened an account in the relevant bank applies for opening a similar bank account again, the bank can independently determine the account opening process on the premise of verifying the cardholder's information.