I. As of May 2022 1. The negotiation policies of Ping An Pratt & Whitney can be roughly divided into: reduction, extension or staging.
There are two kinds of relief schemes: one is one-time relief settlement, and the maximum discount can be 60% when the settlement certificate is issued. Second, it can be reduced or exempted: insurance premium+service fee+guarantee fee, and continue to repay the loan by installments. Another option is to postpone the repayment for 3-6 months, and then it can be divided into two stages, with a maximum of 72 installments.
Many small partners can't stand this intense collection. Pay off the account even if you find a friend to make a temporary turnover. But it is not a long-term solution to keep borrowing money to pay off debts. Then when we are overdue, the first thing to do must be to put a low profile and ask the customer service for understanding and understanding. Explain the difficulty of selling sedan chairs, and show that you have a strong willingness to repay, but there is really no way now. Attitude is very important. Then, according to your own ability, make clear your approximate repayment plan and future plans, such as when you can settle it in one lump sum, which is conducive to winning the opportunity of negotiation. In short, the negotiation of Ping An Pratt & Whitney is a continuous process, and giving up halfway is definitely giving up the previous work. I hope everyone will calm down, don't be discouraged if the negotiation is unsuccessful, and it is king to make money and pay off the debts.