There are 47 ways to improve financial quotient. Many people may have this doubt. They think an idea has great potential, or they will definitely make a lot of money after finding a project, but they are embarrassed to have no funds. Here are 47 ways to improve financial quotient.
47 ways to improve financial quotient 1 How to improve your financial quotient thinking?
1, learn more about finance
If you don't know how to allocate assets and cash flow reasonably, you may not be able to manage and allocate scientifically, so it is very important to learn more financial knowledge.
2. Learn more about investment.
There is an old saying that "work makes people rich and investment makes people rich". Investment is not gambling, but rational allocation and planning of one's capital assets. Only by learning more investment knowledge can you win every battle, that is to say, you can make money only by learning investment knowledge first, and it is easy to lose money if you don't know anything.
What are the 47 ways to improve financial quotient?
The 47 ways to improve financial quotient are actually a kind of practice, because practice gives you real knowledge. Only by doing it yourself can you find a suitable financial quotient method, because everyone's situation is different, so the corresponding methods are different.
Before the operation, learn more about finance and business and read a lot of relevant materials. As the saying goes, reading is the best teacher, and so is financial and business thinking learning. Only by understanding, will there be some knowledge to consolidate and support practice.
47 ways to improve financial quotient 2 The level of financial quotient sometimes determines the effect of investment to a great extent, so it is particularly important to learn some methods to improve financial quotient. Generally speaking, financial quotient can be defined as four aspects:
1. Financial quotient first refers to an individual's ability to understand wealth and money and the relationship between wealth and life. This refers to the way to understand financial quotient and wealth. Discover the real laws of wealth and money.
2. Financial quotient is an individual's ability to control the essence and movement law of wealth and money, and it is the way to control money and wealth.
3. The essence of financial quotient is the ability to comprehend wealth, which is the core of financial quotient. Although many skills of getting rich now have certain reference value, they are flashy because they are mainly based on skills and have no guidance according to personal actual situation.
4. Financial quotient is the ability and cognition to recognize and establish value. The essence of wealth is value, and it is the discovery and understanding of value.
Ways to improve financial quotient
1, continue learning.
As the saying goes, diligence can make up for it. As long as they continue to learn financial management knowledge, financial quotient can be improved to a certain extent. You can learn from some basic knowledge of financial management and choose some low-risk financial products to try to invest, such as P2P financial management and bank financial products. Learning in practice, I believe that as long as the cost is invested, there will be a stronger interest in learning.
2. Be cost-conscious and learn to get the maximum return with the lowest input.
In other words, learn how to get the highest income with the least money. Everyone can learn more financial knowledge and skills when managing money or choosing financial products. Such as bank transfer, you can reduce the input value by learning the money-saving strategy of bank remittance; For example, for the same amount of money, at the same time, different wealth management products have different values. For example, if you deposit it in a bank, you can only get a maximum income of 5%, while if you invest in P2P wealth management products of Lian Jin Research Institute, you can get a maximum income of 10%.
3. Learn to learn from experience.
The easiest way to improve financial quotient is to learn from other people's experience. You can get tips from other people's failure experiences and avoid taking many detours.
4. Learn to capture market information.
To make money, we need to often go deep into the market, understand the price information, understand the relationship between supply and demand in the market, and care about political trends. The market price is ever-changing. Whether doing regular business or buying a house, stock trading, funds and other investment and financial activities, if you don't capture market information, it is easy to miss the opportunity to make money.
5. Learn relevant laws and regulations.
If you lack the necessary legal knowledge, you dare not do what you can. You don't know what you can't do when you are punished by law. In terms of law, what investors need to master most are contract law, guarantee law, company law, tax law and labor law.
As for other relevant legal knowledge, you don't need to spend time to learn it. Only when you encounter a certain problem can you learn the relevant laws and regulations. Through repeated accumulation, you will become an expert in law, enough to keep your investment and financial management within the scope permitted by law.
6. Every little makes a mickle.
For most ordinary people, the initial stage of financial management is the most difficult, with low principal and low income. It seems that there are not many bright "money" scenes, but don't give up. Every little makes a mickle, and your assets will snowball. One of the connotations of financial quotient is that we are patient and live within our means. We often criticize some people for "overreaching". In the field of financial management, it is not advisable to step in.
Living within our means is king. Therefore, when individuals consume, remember not to blindly consume according to their own ability, so as to avoid making ends meet due to excessive consumption and excessive consumption, so as to keep individuals in a healthy financial situation. This is the most basic point of financial management.
47 ways to improve financial quotient 3 1. The first way to improve financial quotient is to read books.
My own financial education began with the series "Poor Dad Rich Dad". I think it makes sense that this set of books has swept the country. Although it is very simple, it makes the concept very clear.
For example, everyone is divided into four quadrants: people whose income depends entirely on wages are in the "employee quadrant" (e quadrant); People who can leave the field of work and use their professional skills to work for themselves are in the "freelancer quadrant" (S quadrant). People in these two quadrants cannot achieve wealth freedom, accounting for 95% of the total number. Next is the "entrepreneur quadrant" (B quadrant).
There is a small restaurant with three or four employees, but the boss who still needs to get up every day to buy food and cook does not belong to this quadrant. This kind of person can only be regarded as the S quadrant. People who are really in the entrepreneur's quadrant already have an enterprise that can operate freely and make profits even if they are not involved in the work, which is also regarded as freedom of wealth. The last quadrant is the "investor quadrant" (I quadrant), that is, making profits completely through capital investment and realizing complete wealth freedom.
2. Another way to improve financial quotient is to communicate with people in the industry.
Working in a consulting company, I will use a method called "topic interview" in the face of unfamiliar industries. Is to determine the topic you want to discuss, and then list some questions and ask them one by one to people in related professions. "Listening to you is better than studying for ten years." These people have been immersed in the industry for so many years, and there should be a lot of knowledge that others can't match.
However, it needs to be reminded that there are too many people pretending to be investment and financial experts. I want to give some suggestions:
The second suggestion is to ask more people. This person says it is good to invest in gold, so it is better to ask another person. Maybe another person will say that investment funds are good. Ask too many questions, and you will find some conceptual contradictions. This is actually the embodiment of independent thinking.
The third suggestion must be asked by someone with practical experience. Many people are engaged in the financial industry, such as banks and brokers. It seems that the company is very big and has a strong background, but it is only a link in a very complicated process, and many things are hearsay. Even an experienced investment manager may not have the experience of investing with his own money, so it is best to find someone who really benefits from investment and financial management.