In order to better protect their legitimate rights and interests, the vehicle will be compensated quickly and reasonably after the accident, avoiding multiple trips, and knowing the process of Anbang insurance claims and the matters needing attention in Anbang insurance claims in advance.
Articles are very necessary.
First, Anbang Insurance Auto Insurance Claims Process:
First of all, you should call the police within 48 hours. For Anbang Insurance, you should call 95569. For serious cases, you should call 1 10. Anbang insurance will send surveyors to conduct on-site survey at the first time; vehicle
Mainly keep all information; After the investigation, determine the damage and judge whether to maintain it according to the situation. If maintenance is needed, go to the designated repair shop for maintenance, and finally check the damage; Submit claim information
Check whether the situation is true and finally receive compensation. Anbang will make compensation within the prescribed time limit.
Two. Matters needing attention in Anbang Insurance claim settlement:
1. The reporting methods of Anbang Insurance: telephone reporting, online reporting, reporting to insurance companies and reporting by claim adjusters. Anbang Insurance's reporting telephone number is 95569. After the insurance accident, should be in
Notify the police station or criminal police team within 24 hours and the insurance company within 48 hours.
Report the case to Anbang Insurance Company, explain the place, time and reason of the accident, and answer a few simple questions, such as whether there are any major property losses and casualties. if there is no
For major issues, it is generally unnecessary to type 1 10. If the problem is serious, you need to dial 1 10.
2. According to the requirements of Anbang Insurance, wait for the claim adjuster to take photos and register at the scene of the accident. After taking photos, the Anbang insurance assessor will call the Anbang insurance assessor that evening or the next day.
If yes, you can know the reimbursement amount.
3. Then go to repair the car, and put away the repair invoice and the parts replaced when repairing the car. Submit the invoice and accessories to the insurance company office. And copy driver's license, driving license and bank card.
The insurance company completes the final registration, and then tells you to go home and wait, and the reimbursement money will be transferred to the bank card you copied. The whole process is over.
5. Claim period: the insured fails to apply to the insurance company for claim settlement within 3 months from the date when the insured vehicle is repaired or the accident claim settlement is completed, or the insurance company notifies the insured to receive the insurance money.
Failure to receive due compensation within 1 year from the date is deemed as automatic waiver of rights and interests. Accidents such as vehicles hitting walls, steps, cement spraying and trees that do not involve compensation to others do not need to be reported to the traffic police and other departments.
Just report the case to the insurance company directly in time. Wait for the people from the insurance company to explore near the scene of the accident, or drive to the insurance company to report the car for inspection.
Three. Materials to be submitted for Anbang Insurance claim settlement:
(1) Bicycle accident (no one was injured)
1, copy of the driver's license of the accident (original and copy), and a diagnosis certificate is required for the above B photo; Copy of driving license (original and copy), including final annual inspection stamp!
2. Copy of the insured's ID card and bank account number (postal savings card and China Merchants Bank Card are not supported for the time being); If the insured is a company, the official seal of the company is required.
3. Traffic accident certificate.
4. Copies of commercial insurance policies, loss lists of insurance companies, maintenance invoices, rescue invoices and other related expense invoices; Maintenance list.
(2) Unilateral accident (including personal injury)
1, copy of the driver's license of the accident (original and copy), and a diagnosis certificate is required for the above B photo; Copy of driving license (original and copy), including final annual inspection stamp!
2. Copy of the insured's ID card and bank account number (postal savings card and China Merchants Bank Card are not supported for the time being); If the insured is a company, the official seal of the company is required.
3, traffic accident confirmation, traffic accident compensation mediation;
4, maintenance invoices, rescue invoices and other related expenses invoices;
5. Diagnosis certificate/hospitalization, transfer, discharge certificate/continuing medical treatment certificate/sick leave certificate/nursing certificate/nutrition certificate/rehabilitation certificate issued by hospitals above the county (district) level;
6, maintenance invoices, rescue invoices, clean invoices, medical reimbursement vouchers (medical invoices) and other related bills;
7, the injured income certificate, proof of missed work (detailed introduction), a copy of ID card;
8. Proof of economic compensation;
10. If the person is disabled, it needs to be supplemented: the disability appraisal report issued by the forensic doctor and the use certificate of disability AIDS; Disability identification receipts and invoices for assistive devices;
1 1. If death is involved, it needs to be supplemented: death certificate/autopsy report and cancellation certificate; Funeral bills; Copy of household registration book;
12. If the dependents are involved, they need to be supplemented: proof of support, proof of no ability to work, proof of no other source of income, and a copy of the household registration book issued by the household registration police station;
13. Other main documents and supporting materials related to compensation cases.
(3) Two-car accident (no one was injured)
1, copy of the driver's license of the accident (original and copy), and a diagnosis certificate is required for the above B photo; Copy of driving license (original and copy), including final annual inspection stamp!
2. Copy of the insured's ID card and bank account number (postal savings card and China Merchants Bank Card are not supported for the time being); If the insured is a company, the official seal of the company is required.
3. Traffic accident certificate.
4 copies of compulsory insurance and commercial insurance policies, loss lists of insurance companies, maintenance invoices, rescue invoices and other related invoices; Maintenance list.
5. The conciliation statement of Anbang Insurance Accident Claims Center.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.