Ancheng Insurance is the only professional property insurance company with safety as its theme in China and the only national property insurance company in China in Southwest China. Its car insurance is loved by many car owners. So, how to choose Ancheng auto insurance? I'll take you to get to know it.
Compulsory Traffic Accident Liability Insurance for Motor Vehicles
The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is a kind of compulsory liability insurance that the insurance company compensates the victims (excluding the people on board and the insured) for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the limit of liability.
Vehicle loss insurance
It refers to an automobile commercial insurance in which the insured or its licensed driver has an insurance accident while driving the insured vehicle, resulting in damage to the insured vehicle, and the insurance company will compensate the insured vehicle within a reasonable range. Car damage insurance and three kinds of insurance are the basic types of vehicle insurance, which mainly compensate the loss of the insured vehicle and the loss caused by the insured vehicle to the third party in use.
Third party liability insurance
Third-party liability insurance refers to the economic responsibility that should be borne by the insured according to law. If the insured or its licensed driver has an accident in the process of using the insured vehicle, causing personal injury or direct property loss to a third party, the insurance company shall be responsible for compensation. At the same time, with the written consent of the insurance company, if the insured suffers arbitration or litigation costs, the insurance company shall pay compensation exceeding the liability limit, but the maximum amount shall not exceed 30% of the liability limit.
Vehicle personnel liability insurance
Vehicle personnel liability insurance is the main type of vehicle commercial insurance. Its main function is to compensate the casualties caused by traffic accidents. Generally, the insured amount of each seat is1-50,000 yuan.
Tip: How to choose Ancheng Auto Insurance? Compulsory insurance is compulsory insurance required by the state, and all cars must be purchased. Other types of insurance can purchase vehicle loss insurance, third party liability insurance and vehicle personnel liability insurance.
Now it is a legal society, and many things closely related to life are inseparable from the law, so we should know some legal knowledge. The existence of law can help us to deal with some things around us better. If you have any other knowledge you want to know, you are welcome to consult a lawyer.
How to buy Ancheng Auto Insurance @20 19