You know, these are all third-party expenses, on the positive side.
Second, I would like to ask, I am now buying a house agent to charge me, assessment fees and loan fees, as well as this. ...
Commercial bank loans are free, and buyers only need to spend a few hundred yuan on evaluation fees, and more is the guarantee company to give some money; Provident fund loans include service fees, assessment fees, guarantee fees and mortgage registration fees. This fee is quite large. It was collected by the local provident fund management center, and there are bills. If the intermediary collects your mortgage fee, don't ask, it must be collected by the intermediary under the banner of the bank.
Third, if you buy a second-hand house, the intermediary has to pay the evaluation fee. What is the assessment fee and do I need to pay it?
In fact, it is the service fee of the intermediary. According to different places, most of them are negotiable. The normal appraisal fee is 2% of your house appraisal. Of course, if you don't go through an intermediary, the money can be saved.
Fourth, I will buy 400,000 houses. The agent said that the assessment fee was 3,200 yuan, is that right?
Let me talk about the operation method. Today, I paid a deposit to buy a second-hand house, and the house was taken to see by the intermediary. After understanding the agency fees and other related expenses, I think it is too high. I buy a house for 2 points, the seller pays 1 point, the evaluation fee is 2000, and some people charge 3000 points, and the loan fee is 2 points of the loan amount.
The landlord lived in the house when I went to see it. As soon as I saw it, there were three people in the agency and no contact information was needed. The next night, I went straight to the door to talk about the price. I pay the handling fee and agency fee. The landlord gave me a psychological price directly. The next day, I found a friend who was an intermediary. Because the buyers and sellers have nothing to do with them, they only charge a handling fee. how much is it?
Transfer 2000, loan 3000, appraisal 600. All the handling fees total ***5600 package, which may vary from place to place. Some intermediary friends may think that I am not doing this right, but your intermediary collects money too hard. What kind of business do you want to earn intermediary fees, loan fees and evaluation fees? You have to charge almost 4% for a house, which is too high.