Dear friends of urban and rural residents,
Hello! The centralized participation in the basic medical insurance for urban and rural residents in our city in 2023 has begun!
The basic medical insurance for urban and rural residents is an inclusive insurance sponsored by the government. It is a solid barrier to protect residents' health and seek medical treatment, and it is also an important measure to reduce the family medical burden and avoid poverty caused by illness and returning to poverty due to illness. In order to ensure that you can be insured in time and enjoy medical insurance benefits, please read the following contents carefully and go through the formalities of insurance payment in time.
1. The coverage of the insured is very wide.
1. Urban and rural residents who have registered in our city and have not participated in the basic medical insurance for urban workers.
2. Foreign businessmen, migrant workers and their minor children who hold residence permits issued by local public security departments (or residence certificates issued by police stations) and have not participated in basic medical insurance in their places of origin.
3. Students in colleges and universities, primary and secondary schools and kindergartens within the jurisdiction should be insured at the school registration place.
Second, the payment time should be kept in mind.
The payment period for centralized insurance is 10 year 10 from October 20th to February 25th, 2022. The payment period is1-25th every month, and the settlement period is from 26th to the end of every month. Do not handle payment business.
3. Detailed division of treatment methods
(1) Renewal personnel: Urban residents who paid fees normally in previous years and continue to pay fees this year can pay fees directly. See the payment process for details.
(2) Newly insured residents: residents who are insured for the first time need to go through the registration formalities at the township government (community) where their household registration is located with their ID cards and household registration books. After registration, they can pay the fee.
(3) Newborn insurance registration:
1. For newborns within three months from the date of birth, if one of their parents participates in the basic medical insurance, they must go through the insurance registration formalities at the insurance agency and enjoy the medical insurance benefits in the year of birth free of charge.
2 newborns who are insured for the first time within three months from the date of birth shall be registered with the village (neighborhood) Committee by the guardian with the household registration book, and the payment can be made only after registration.
Fourth, how convenient the payment channels are.
1. Hucheng Medical Insurance WeChat official account. The payer pays attention to the official account of "Hucheng Medical Insurance" WeChat, clicks "Business Handling-Payment for Urban and Rural Residents", enters the ID number, and pays according to the page prompts.
2. Hengshui Tax WeChat official account. The payer pays attention to the official account of "Hengshui Tax" WeChat, clicks "Tax Service-Social Security Payment-Personal Social Security Payment", enters the ID number, and pays according to the page prompts.
3. China UnionPay Express APP. Download China UnionPay Express App-select "City Service" on the homepage-click "Social Security Payment" and make payment according to the page prompts.
4. Alipay Citizen Center. Alipay's "Citizen Center-Social Security-Residents' Medical Insurance Payment in Social Security Payment-Fill in the ID number, name, and choose the payment period" and pay according to the prompts.
5. WeChat city service. At the bottom of WeChat, the menu "I-Service-City Service-Social Security-Social Security Payment-Click on the medical insurance for urban and rural residents, enter the ID card and name information, select the payment year, and click Next", and pay according to the page prompts.
6. wechat life payment. Wechat "I-Service-Life Payment" module, and the "Social Security and Medical Insurance" page pays according to the prompts.
7. "What to Do" mobile APP. Download the "Jishi Class", log in-click the home page to pay-Hebei social security payment-enter the ID number and name, click Query, check the information, click Next, and follow the requirements of the page.
8. Payment by electronic tax bureau. The payer logs on to the website of Hebei Electronic Taxation Bureau of People's Republic of China (PRC) State Taxation Bureau, selects the "Public Service" page-click "Pay Social Security Fee"-pay personal social security fee-enter information such as ID number, and then click "Query". The query results show the insured information of the payer-choose the medical insurance for urban and rural residents, click Next-select the prompt box "Self-declaration"-select the year and other information-click OK, and pay the fee according to the steps.
10. Payment for self-service terminal equipment. The payer holds his/her valid ID card, reads the ID card information or inputs the ID card number with self-service terminal equipment to facilitate tax collection, selects social security business-individual social security payment-declaration payment-selects the basic medical insurance premium for urban and rural residents, clicks "Declaration" and makes bank card payment according to the business prompts.
12. Hebei mobile APP. Hebei Mobile "Life-More-Life Service", choose the service: pension insurance payment/medical insurance payment, and pay according to the prompt.
13. cooperative banks. Banks that have been opened include: China Bank, Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank, Rural Credit Cooperatives, Hebei Bank, Zhangjiakou Bank, Chengde Bank, qinhuangdao bank Bank, Baoding Bank, Cangzhou Bank, Handan Bank, Xingtai Bank, China Everbright Bank, China Merchants Bank, Minsheng Bank, Beijing Bank, China CITIC Bank, Industrial Bank, Shanghai Pudong Development Bank, Langfang Bank and Tangshan Bank.
Five payment standards should be defined.
In 2023, the individual payment standard of medical insurance for urban and rural residents will be 350 yuan/person, and the per capita financial subsidy standard will be no less than 6 10 yuan. Persons with special difficulties, such as destitute persons, destitute persons, low-income households and severely disabled persons, shall be insured and subsidized in accordance with relevant regulations.
Six treatments to ensure a better life
Although the individual financing level of residents' medical insurance has improved, the financial subsidies at all levels have also increased year by year. The improvement of fund-raising level is mainly used to improve the treatment level of insured persons and better meet the medical needs of the people.
(1) outpatient treatment
1. Holistic outpatient treatment. Insured urban and rural residents in the county selected towns (community health service centers) and the following designated medical institutions outpatient treatment, no reimbursement deductible, the annual maximum reimbursement limit for 200 yuan, the reimbursement ratio is 50%.
2. Outpatient chronic diseases. Simplify the identification procedure of chronic special diseases in outpatient department. Insured residents can declare online and enjoy the treatment of chronic special diseases in outpatient department after being identified by experts in designated medical institutions.
(2) Hospitalization
1. High reimbursement security. In a medical insurance year, the insured residents are hospitalized due to diseases within the policy scope, and the maximum reimbursement amount of basic medical insurance is 6,543,800 yuan+0.5 million yuan. Insured residents' personal burden exceeds 1 10,000 yuan for hospitalization expenses within the scope of serious illness policy. The first reimbursement rate of serious illness insurance is 60%, the highest reimbursement rate is 90%, and the highest annual reimbursement rate is 300,000 yuan.
2. There is no difference in medical treatment in the province. Insured residents are hospitalized in designated medical institutions in the province that have not been filed, and enjoy the same reimbursement treatment as medical institutions in the city, without reducing the proportion of reimbursement.
3.*** Enjoy the fruits of the coordinated development of Beijing-Tianjin-Hebei. From June 65438+ 10/day, 2022, all medical institutions above the second level who have opened the qualification of direct settlement of medical treatment in different places in Beijing and Tianjin can seek medical treatment, and enjoy the same reimbursement treatment as medical institutions in the city after filing, without reducing the reimbursement ratio.
(C) "two diseases" protection
Hypertension and diabetes are included in the payment scope of medical insurance outpatient service in primary medical institutions, and the reimbursement ratio is 50%. Without deductible, the maximum reimbursement limit is 225 yuan/year/person for hypertension and 375 yuan/year/person for diabetes.
(4) Medical services
1. The varieties of basic medical insurance drugs have increased steadily. Since 20 18, the varieties of western medicine and Chinese patent medicine in the medical insurance drug list have increased to 2860. Among them, the state has included 250 new drugs in the catalogue through negotiation and bargaining, and the average price reduction rate has exceeded 50%.
2. The prices of medicines and medical consumables have decreased. Centralized procurement of drugs and medical consumables was carried out, and the price of drug consumables was greatly reduced, effectively reducing the burden of medical expenses for patients.
Healthy life, medical insurance peers. Insure parents and be filial; Insure your child and offer a love; Insure yourself and enjoy yourself. For the happiness and stability of your family, I sincerely appeal to the villagers, please actively respond to the call of "universal insurance" and "universal medical insurance" and participate in the basic medical insurance for urban and rural residents in time to support the safety and health of yourself and your family!
Finally, I sincerely wish you good health, peace and happiness!
Precautions:
1. After the payer changes the ID number and the name of the medical insurance agency, it still needs to make changes in the tax hall of the insured place, otherwise the insured information will be retransmitted by the medical insurance after it becomes invalid in the tax hall. Otherwise, insurance information can only be queried on the tax side according to the original ID number.
2. If the tax terminal can't find the insured information or the insured information is abnormal, please follow the prompts to maintain non-critical information at the medical insurance business processing window of the insured place, and the handling agency will re-transmit it to the tax department for normal payment.
Tips:
1. If you need to inquire about the payment record, you can inquire about it through the "Personal Payment Record Inquiry" module in WeChat official account within two to three working days after the payment is completed.
2. The payment voucher can be downloaded and printed by itself through the "Personal Payment Voucher Issuance" module in the official account of WeChat within five working days after payment.
3. Advocate "non-contact" payment method, and suggest that you choose convenient channels such as WeChat official account to pay.