Since micro-loan is a kind of micro-loan product launched by banks, if the user has overdue repayment. Weizhong Bank will upload personal overdue records to the central bank's personal credit information system. Therefore, when users use micro-credit loans, they must remember to repay them on time, otherwise their credit information will be tainted and may be rejected by banks in the process of handling credit cards or loans in the future.
When using micro-credit loans, some friends may be more concerned about the interest rate of micro-loans. Under normal circumstances, small loans will bear interest on a daily basis, with a daily interest rate of 0.05%, that is, 1 10,000 yuan will generate 5 yuan interest every day. If the daily interest rate of microfinance is calculated according to 360 days a year, its annual interest rate is 18%. Compared with the benchmark lending rate of 4.9% of the central bank in 2065438+2008, it is still relatively high.
As for the credit line of micro-loans, the system will give users a credit line ranging from 500 yuan to 300,000 yuan according to different user ratings. In terms of repayment period, micro-loans provide users with three different periods: 5 months, 10 months and 20 months. Users can choose the repayment period that suits them according to their actual situation. Of course, if you prepay, there is no interest.
Liar company
alarm
Don't trust this platform. I was cheated by 15 thousand today and called the police. So many people were beaten. Do you care about 1 10? A lot of people will be beaten in the back.
I cheated 20 thousand, saying the card number was wrong What should I do? How did you handle it?
All micro-loan apps are fake, and only micro-loan loans on WeChat are real.
Do you want to pay back the money?
me too
What should I do if I enter the wrong bank card number? I have screenshots. You helped me change all the numbers.
After the application was completed, I finally said that the money had come. How can I have money? I didn't bring a penny with me.
But liars form a group.
What nonsense online loan? It's still formal.
What to do?
I was cheated today 1.5 million.
I was cheated, too. I cheated 15000.
me too
I cheated today, too
report to the police
I heard that paying money is a liar.
This afternoon, I was cheated by a small loan of 65,000. I'll call the police right away and see if I can get it back.
Later, I borrowed it with my friend's number and ID card, and then I filled out my own bank card. At first, the loan was approved, but later I returned it, saying that the bank card was wrong. Microfinance is a liar company. Don't believe it.
I was cheated yesterday, too This loan platform is a liar, saying that the bank card is wrong and the funds are frozen. The CBRC thinks that I stole someone else's ID card to defraud the loan, and asked me to transfer money to check with them to confirm that the bank card is mine. If I don't transfer the money, I can't unfreeze the funds. Then let me pay them back 50 thousand at a time next month, and I was cheated by 30 thousand Later, I was asked to transfer money, but I didn't. Customer service also called me to tell me.
With so many people talking, who should I trust?
The bank card is not wrong at all. When I got to the back, I misread a number. Contact customer service, no response. Liar loan, don't believe it.
What does the CBRC do? No matter how corrupt.
So what should we do?
Microfinance is disgusting. Call someone to repay it. The tone is not good, so why not hit the Japanese?
Fortunately, I read your comments! I almost fell for it!
I was also cheated of thousands of dollars. Can I get my money back? And the other party has deleted me.
Also said that the court summons is true?
I still need to repay 1800 loan of 30,000 yuan, but I haven't paid it back. However, after signing the contract, the money went to the App wallet, and no money was borrowed from the loan slip, indicating that it was necessary to pay back the money. What should I do? A fake platform. This is a lie.
Don't believe that it is a liar, and don't transfer money. Just call the police.
Who can tell me that I was cheated by 1500 and asked me to pay 15000, otherwise I can't get it out and I have to pay it back every month. What should I do?
I'm in the same situation. I also set more than 10 thousand. I consulted my lawyer and he asked me to wait for the indictment to see if their information was true.
Just cheated 1500.
Hello! Ask if the platform of micro-loan is a formal platform.
What is venture capital?
Why can't you see my comments?
I borrowed a small loan of 30,000 yuan and paid it back 1500. Later, I was told the card number and asked me to pay 12000 yuan. The factory said it was not enough, and I had to pay more 19000 to get the file back. Have you been cheated?
If you can't get the money, you have to pay the cost of the work and calculate the interest. How to deal with such a thing, can the platform solve it?
Let me pay for the work. I didn't get a penny, and I still need interest. This is a scam. How can I get rid of it?
Be cheated of two thousand.
Micro-loan was cheated 1800 pledged 30000, and said that the bank card number was wrong, so let me pay it back 12000. I don't know what to do. Ask the platform for an explanation.
Microfinance is a liar company.
I borrowed a small loan yesterday and was cheated of 6000 yuan.
What bird company
Reliable, my ass. Fill in the information clearly. But their organization tampered with it. I paid thousands of dollars for nothing. Not a penny. sadder