The housing provident fund has been continuously deposited for more than six months at a rate not lower than the minimum deposit amount of this Municipality, and the provident fund account is in a normal state; Employees and their spouses have not paid provident fund in this city, and one of them or their spouses must be registered in Shaoxing; Have a stable economic income and the ability to repay the principal and interest of the loan on schedule, have good personal credit and have full capacity for civil conduct; Buying individual self-occupied housing within the administrative area of this Municipality, and the balance of individual housing provident fund account is not enough to pay the required funds, and has relevant information and proof; Has paid a down payment of not less than the specified proportion; Agree to use the purchased house as collateral for the loan, and go through relevant formalities; The loan applicant, * * and the applicant or * * and the applicant's spouse have not applied for the housing provident fund loan, or the first housing provident fund loan has been settled; Employees who purchase pre-sale new commercial housing must apply for loans within 24 months after the signing of the commercial housing sales contract; If both husband and wife can pay the housing provident fund in full and normally, either husband and wife can apply for a housing provident fund loan; If only one party pays the housing provident fund normally, it must be applied by the normal depositor; * * * If there is a real estate application for a loan, the owner of the house * * * must be the spouse of the loan applicant or the immediate family member of the loan applicant. If there are more than two people in the family who have paid the provident fund, one normal depositor will apply, and another normal depositor will be selected as the co-applicant, and the rest can only be held as * * *; Comply with other credit policies issued by the center.
Prohibitive requirement
1. Workers' families who have applied for two provident fund loans or the first housing provident fund loan is not settled may not apply for housing provident fund loans; 2. Employees with bad credit may not apply for housing provident fund loans; 3 employees who have paid for less than six months in a row, or whose monthly payment standard has not reached the prescribed minimum payment standard, may not apply for housing provident fund loans.
Treatment process
Is there a charge?
be free of charge
Do you support online payment?
not support
Offline location/time
Address: Bank window, 1st floor, Housing Provident Fund Management Sub-center, Shaoxing Administrative Service Center.
Processing time: working days, summer: 8: 30am-12: 00pm, 2: 00pm-5: 30pm; Winter: 8: 30am-65438+2: 00pm and 2: 00pm-5: 00pm.
Tel: 0575- 12329
Specific address: 1. Industrial and Commercial Bank of China: provident fund business window, city branch business department, Paojiang branch business department; 2. Agricultural Bank: provident fund business window and Paojiang Sub-branch business department; 3. Bank of China: provident fund business window, city branch business department; 4. China Construction Bank: provident fund business window, Jianhu Sub-branch and Longshan Sub-branch; 5. Bank of Communications: Business Department of City Branch and Paojiang Sub-branch; 6. CITIC Bank: set up a provident fund business window and set up a business department of the city branch; 7. China Merchants Bank: the business department of the municipal branch; 8. Shanghai Pudong Development Bank: the business department of the municipal branch; 9. Shaoxing Bank: Chengzhong Branch
Processing time: working days, summer: 8: 30am-12: 00pm, 2: 00pm-5: 30pm; Winter: 8: 30am-65438+2: 00pm and 2: 00pm-5: 00pm.
Tel: 0575- 12329