What is the peace of mind of China Life?

China Life's peace of mind is specifically to pay in advance for the main insurance and critical illness insurance. In the case of the same insurance amount, if one of the insurance types claims, the insurance type will be terminated unless the insurance amount is different or there is an independent clause in the contract stating that the main insurance can pay for serious illness.

(1) All unexpected medical expenses, outpatient emergency, etc. 90% of the reasonable and necessary expenses shall be reimbursed. If it is cancelled by other medical insurance, the reasonable necessary expenses will be reimbursed 100%, with a maximum of RMB 2,500. During the guarantee period, claims can be made for unlimited times, with no exemption and no claim interval.

(2) 50,000 yuan for accidental total disability. If the accident occurs on a national statutory holiday or nine natural disasters, the insurance premium will be doubled to 65438+ 10,000.

(3) In case of illness, natural death or sudden death, the annual premium shall be multiplied by the insurance period. For example: 5497* 1 in the first year, 5497*2 in the second year, 5497*3 in the third year, and so on.

Issue form: Not for sale.

Note: Insured persons who join the army, switch to high-risk occupations or participate in illegal activities are not covered.

Extended data:

Characteristics of China Life Insurance's Peace of Mind and Worry-free Protection;

Covers all kinds of accidents caused by death and total disability, including all kinds of natural disasters.

24-hour global accident protection.

Double protection of traffic accidents.

100% premium refund (whether due or dead).

Telephone insurance, free express insurance policy, and never leave home.

Online professional underwriting, simple insurance without physical examination.

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