First, from the nature of the product.
Hangyin Happiness Tian Li is a monetary fund with the same nature as Yu 'ebao. By default, its docking currency fund is Bosera cash treasure Currency A. In addition, investors can also choose Penghua 'an Yingbao Currency, Bosera He Hui Currency B, Yifangda Longbao Currency C and Dacheng Tian Li Currency E. ..
From the nature of products, the happiness of Hangzhou Bank is actually a money fund. The risk of money fund is relatively low, and the bank of Hangzhou is relatively safe.
Second, from the perspective of risk level.
Whether it is Bosera cash treasure Currency A, which is docked by Hangzhou Bank Happiness Tian Li by default, or the other four money funds, their risk level is "low risk" (this can be seen on the product label). Generally speaking, the risk level of money funds is the lowest among all funds, so the security of happiness of Hangzhou Bank is very high.
Third, from the perspective of investment scope.
The essence of happiness of Hangzhou Bank is monetary fund. The investment direction of money funds is generally the money market. What kinds of money markets are there? Such as national debt, central bank bills, interest rate bonds, etc. All three are bonds endorsed by national credit, with low risk of expected income stability and basically no problem. From the perspective of investment scope, Hangyin Happiness Tian Li is also a relatively safe wealth management product.
Based on the analysis of the above three aspects, we can see that the happiness of Hangzhou Bank is safe. And Yu 'ebao are of the same nature, both linked to the money fund, and the probability of loss is very small.