It is understood that Elephant Premium is a pure online personal consumption credit loan product, which has been on the line for a long time, and has been well maintained in payout ratio in the next period. In the past, there were three loan models for elephant premium products: elephant wallet, face value card and couple card, and now they have all been merged. At present, the maximum amount of application is 3 1 1,000 yuan, and the service period can be divided into 3-6-9- 12 months. The loan amount can be used not only for commodity installment shopping, but also for direct installment borrowing. In terms of interest, take the application for 4,006 months as an example, and the monthly repayment amount is around 700 yuan (please refer to the actual interest rate when borrowing).
If you want to apply for elephant premium products, the loan conditions you need to meet are: having a real-name registration system mobile phone number and normal use for more than 6 months, and being a non-student user group, with good credit information and big data. In the application process, you need to provide some basic personal information, such as identity authentication, face recognition, contact person, company information, operator authorization, bank card binding and so on. At present, the audit mechanism of elephant superior products is machine approval plus manual verification, so most of them call me back. Generally, the approval result can be issued within 1-3 days after the application is submitted, and the account can be received within 1-5 days after the approval is passed.
Recently, a new change in the elephant premium is the addition of a rights member, similar to the rights of other products. The amount is also different according to the amount, and the amount of rights will be different, all of which are hundreds, which is basically similar to membership. This is optional, and you can apply successfully even if you don't open a member. If you apply for membership but don't make the next payment, you can ask the manual customer service to return the membership rights.