You can log in to China Bank Mobile Banking and use the "Loan-My Loan" function to select the corresponding loan for prepayment.
Tips: Only some loan types support prepayment. If there are no special requirements, as long as the balance of the repayment account is sufficient, the system will automatically deduct the payment on the repayment date. At present, the types of loans that support online prepayment are: national student loan, online (deposit, wealth management), personal revolving loan, and BOC e-loan (BOC e-loan, youth e-loan, salary loan and commercial loan). Other loans still need to be repaid in advance at the counter. Partial repayment can be made in advance.
The above contents are for your reference. Please refer to the actual business regulations.
How can China Bank repay the loan?
1. In the mobile banking of Bank of China (the latest version of the client of Bank of China: v7. 1.6 Android version), the method of handling loan prepayment is as follows: Open the mobile banking APP of Bank of China and click the loan. Click on the top of my loan. Select your loan record. Click on the prepayment at the bottom. Select whether to return all or part, and then click Next. Finally pay attention to upgrade to the latest version. Note: those who open the APP can operate directly on the APP, and those who don't open the APP can go to the counter to repay; If you are going to the bank, you need to pay attention to calling customer service half a month in advance to make an appointment in advance; Bring valid certificates and loan contracts to the business outlets.
2. At present, the loan types that support online prepayment of mobile banking are: national student loan, online (deposit, wealth management), personal revolving loan, and BOC e-loan (BOC e-loan, youth e-loan, salary loan and commercial loan). Other loans still need to be repaid in advance at the counter. Partial repayment can be made in advance. Due to the variety of BOC loans, the procedures and procedures for prepayment of various loans are different. Please consult the loan handling bank of BOC for details. If you have any questions, you can consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business. The above contents are for your reference. Please refer to the actual business regulations.
: 1. Bank of China mobile banking Android client software is a mobile banking service launched by Bank of China for Android mobile phone users, which provides financial services including account management, transfer and remittance, investment and wealth management, credit card, people's livelihood payment, electronic payment, and many value-added services such as preferential activities, queuing at outlets, self-registration, deposit and loan interest rates, foreign exchange quotations and wealth management products. , so that you can do whatever you want anytime, anywhere.
2. How to use the China Bank app: Enter the login page. The mobile phone number reserved at the bank counter is the login number, and the initial password is the login password. You can change the password after entering, and then enter the verification code to log in successfully.
How to repay the loan from China Bank?
The repayment methods of personal commercial loans of China Bank mainly include "equal monthly principal and interest repayment", "equal monthly principal repayment" and "one-off repayment at maturity". The borrower can negotiate with the lender to choose the repayment method. As there are differences among provinces, please consult our handling outlets for details.
The above contents are for your reference. Please refer to the actual business regulations.
How many repayment methods are there for personal revolving loan of China Bank's online banking?
Repayment method of personal revolving loan for online banking of Bank of China:
1. China Bank's personal revolving loan for online banking can adopt repayment methods such as average capital, matching principal and interest, monthly quarterly repayment, repayment of principal and interest at maturity or one-time repayment at maturity. The Borrower shall make normal repayment according to the repayment method and repayment plan clearly agreed in this Agreement and the loan contract, and ensure that sufficient funds are deposited in the repayment account before the repayment date.
2. You can choose repayment methods such as matching principal and interest, average capital, monthly or quarterly repayment, one-time repayment of principal and interest at maturity or one-time repayment of principal and interest at maturity. If the loan term you apply for exceeds six months, you can't choose to repay the principal and interest once it is due.
For details, please consult the branches of Bank of China, or enter the online customer service manual service of Bank of China and call the customer service hotline of Bank of China at 95566 (overseas, Hong Kong, Macao and Taiwan please call 86 10-95566) for consultation.
The above contents are for your reference. Please refer to the actual business regulations.
How to prepay the loan of China Bank?
Loan prepayment of Bank of China: After the borrower submits a written application for prepayment to the lender, with the consent of the lender, he can repay part of the loan principal or settle all the loan principal and interest in advance.
1. If you apply for prepayment of personal housing commercial loans in China Bank, you can apply for prepayment according to the conditions agreed in the contract, but you must submit a written application to the lender in advance and get the approval of the lender. Note: The loan contract clearly stipulates the conditions to be met for prepayment and the number of days to apply for prepayment.
2. Prepayment needs to go through the prepayment procedures at the China Bank outlet where the loan is handled. As prepayment requires approval, it is recommended that you apply to BOC branch as soon as possible. The expenses for prepayment shall be implemented according to the loan contract.
Tips: At present, I need to handle the prepayment of personal housing loans of BOC, and I don't support the agency for the time being.
The above contents are for your reference. Please refer to the actual business regulations.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.
This summarizes the introduction of bank of China loan repayment and whether the repayment date of bank of China loan can be changed. I wonder if you have found the information you need?