Although Changsha is a model city for regulation and control, the housing prices in Changsha are generally stable, with a slight increase. However, with the development and construction of Changsha, there may be some room for appreciation in the future, but the purchase restriction in Changsha is relatively strict. If you want to buy a house, you need to obtain the qualification of buying a house first.
Housing conditions in Changsha
1. If you are not registered in Changsha, you need to issue a social security certificate that you have paid in this city for more than 2 years before buying a commercial house.
2. If you have a household registration in Changsha and have no room in the restricted purchase area, you can buy a set of commercial housing. If you already have a house in the restricted area, you need to wait for the first house to obtain the immovable property certificate for 3 years before you can buy the second house.
Ways to get the qualification of buying a house in Changsha
1, talent green card
In Changsha, there is a way to get the qualification to buy a house in Changsha immediately. Don't settle down, don't ask about the social security period, just hand it in.
Moreover, this qualification is the hardest and most rigid. If you want to buy a hot plate with a lottery ticket, you can go directly to the lottery pool without taking part in sorting, which is much more useful than wheelchair crutches.
This room ticket is Changsha talent green card, which mainly includes four categories of ABCD, and the new E category has not been seen yet.
You need to pass the audit of Changsha Talent Office to get Changsha talent green card, and the threshold is also high, and the number of applicable people is not large.
2. Key employees of key enterprises (foreign registered permanent residence)
Obtaining the qualification of buying a house through this channel is also relatively fast, and generally it does not take one year or several months.
According to "Operating Rules for Sending Senior Executives and Key Scientific Research and Production Enterprises to Purchase Houses", middle and senior managers and key scientific research and production enterprises in the park can pay social security for 24 consecutive months at the headquarters of the group (a foreign company affiliated to the group) and buy a commercial house in a restricted area.
Specific operation method:
Through the enterprise to submit the purchase application form and other relevant certification materials, send them to the authorized personnel department of the park for review. With the approval of the park management Committee, a set of commercial housing can be restricted in the restricted area.
3, settled+social security (or tax)
Foreign household registration, need to meet the social security or tax for 2 years, qualified to buy a house, and have 24 months of social security or tax within 30 months from the month of buying a house.
Need to pay attention to the following four points:
(1) Not if you buy a new house. If you buy a second-hand house, you can pay social security for up to 6 months, which means you can buy a second-hand house as long as you have 1.5 years of social security for flexible employment.
(2) You can also buy a house with a tax, and the declared paid-in amount is 0. This is one of the cheapest ways to obtain foreign household registration qualification.
Records that fail to reach the threshold of individual income tax, but truthfully declare the monthly payment amount of 0, can buy a commercial house after 24 months according to the calculation of normal tax payment.
(3) The tax certificate can be replaced by the business license of individual industrial and commercial households.
For individual industrial and commercial households, if the taxpayer is an industrial and commercial legal person, the purchaser shall provide the original industrial and commercial business license (a copy of which shall be stamped with the official seal). If it is consistent after examination, the tax payment certificate may be deemed valid.
(4) If it is a tax to buy a house, it is temporarily impossible to achieve APP certification, and you need to go to the real estate site for approval.
4, don't settle in pure social security or education to buy a house.
If you don't plan to settle down, you can also get the qualification to buy a house in Changsha by paying two years of social security or individual tax.
In addition, talents with college education or professional qualifications above technicians are not subject to household registration and individual tax restrictions when purchasing the first suite, but they must work and live in Changsha for 24 months.
On the whole, to buy a house with a college degree, you need the following materials: education certificate, work certificate (company business license required), 24-month salary, 24-month residence certificate, and social security payment certificate (flexible social security is also acceptable). The main attention is that the salary flow can be based on the salary (article) details or bank flow, and both WeChat and Alipay can be used.
In addition, the 24-month residence certificate means that the residence permit must be valid for 24 months (each residence permit is valid for 12 months), and two expired temporary residence permits (valid for 12 months) are also acceptable.
On the whole, the small partners with foreign hukou want to get the qualification to buy a house in Changsha, and the order is: the green card for talents is the fastest and the most rigid, followed by the key employees of key enterprises, and the social security will be added one year later, and the pure social security is the slowest.