If the provident fund loan is fast, it usually takes 15 to 20 working days to complete. The time for approving and lending provident fund loans depends on the specific circumstances, and there is no specific provision in this respect by law.
However, banks will only issue provident fund loans after the application for provident fund loans is approved and a new real estate license issued by the trading center is obtained. Because there are many approval processes, the period from approval to lending of provident fund loans is generally between one to three months, or even longer.