The fiery Xi 'an property market was splashed with cold water.
After nearly two years, Xi 'an's property market regulation policy has been fully upgraded again.
On June 20th, the Notice on Further Strengthening the Regulation and Management of the Housing Market (hereinafter referred to as the Notice) published on the website of the Housing Management Bureau of Xi City stated that from the date of this notice, families whose household registration has moved out of the city must settle for 1 year or pay social insurance (or personal income tax) for 12 months continuously before buying a house. Families with non-Ann household registration must provide personal income tax or social insurance certificates for more than 5 years (including 5 years) when purchasing 1 set of commercial housing or second-hand housing.
In the past, among the 70 large and medium-sized cities in the Bureau of Statistics, Xi 'an was the city with the leading price increase. The local property market continues to be hot, which is considered to be related to the expansion of demand brought about by the relaxation of settlement.
In recent years, the competition for talents in major cities has become increasingly fierce, and policies have been introduced to attract talents to settle down. Whether Xi 'an will strengthen the regulation of the property market in view of the settlement policy and whether it will trigger other cities to relax the settlement policy is also worthy of attention.
Regulating overweight sword refers to overheating demand
In the eyes of the industry, the rapid rise in housing prices is the main reason for the regulation of Xi' an plus code.
According to the housing price data of 70 large and medium-sized cities released by the National Bureau of Statistics, the year-on-year increase in the price of new commercial housing in Xi 'an has continued to lead the country since 20 19. In May, the price increase of new houses in Xi 'an increased by 24.4% year-on-year and 2.0% quarter-on-quarter, ranking first among 70 cities.
If the housing price in 20 15 years is taken as the base period, the housing price in Xi' an has increased by 58.8% in four years, and it ranks first in the country with Hefei.
Many interviewees told reporters that the strong demand in the real estate market has promoted the development of Xi real estate market in recent years.
Previously, Wang Shengxue, president of Shaanxi Real Estate Research Association, told reporters that xi 'an property market continued to rise, and there were many factors. First of all, the loose talent policy has stimulated market demand, leading to short-term demand; Secondly, Xi's economic fundamentals have developed well in recent years, and the market is optimistic about the local property market. Finally, Xi has strong adsorption capacity and strong demand for surrounding areas.
Xi' an's regulatory overweight is mainly aimed at the "restricted purchase" policy on the demand side.
Among them, for the non-registered households in this city, the purchase restriction is limited to five years. Some real estate agent analysts told reporters that there are very few cities where the purchase restriction period is directly upgraded from two years to five years, and Xi' an's purchase restriction upgrade rate is the largest in the country. There are only a few cases such as the New Deal in Shanghai on March 25th, 2006.
In fact, the five-year purchase is only available in a few cities such as Beijing, Shanghai and Guangzhou, while the current purchase restriction time in second-tier cities such as Wuhan and Chengdu is two years.
Zhang Hongwei, director of the same policy consulting research center, told reporters that the strength of this policy and its impact on the market may be more moderate than expected.
Zhang Hongwei said that according to the current provisions of the Notice, it can be understood that from June 20th, all newly settled families are required to purchase houses after 1 year. Because Xi 'an has absorbed a large number of stock groups who are willing to settle down before, the number of newly settled families will not be too large in the future, so the impact of the policy on the market is limited, and more is to crack down on short-term investment.
The reporter learned that Beijing, Shanghai and other places have not made a purchase restriction policy for settled families. Only Hangzhou has previously issued a document requiring families whose household registration has moved from other places to Tonglu, Jiande, Lin 'an and Chun 'an counties (cities) to purchase houses in the restricted purchase area of Hangzhou. It must be two years from the date of household registration. However, there are no restrictions on families who settle in the main city of Hangzhou.
Will other cities follow suit?
In fact, this policy may not only have an impact on Xi 'an local market. Under the background of "one city, one policy", as a representative city in this round of urban "talent competition", whether Xi 'an plus code regulation and settlement in the New Deal will bring follow-up to other cities has also attracted much attention.
The reporter noted that the "game" between Xi's property market regulation policy and household registration policy has been maintained for a long time.
Since the end of 20 16, Xi' an has issued several rounds of demand-side regulation policies. 20 16, 12, Xi 'an issued a document stipulating that non-local households can only buy 1 set of new houses (including newly-built commercial houses and second-hand houses) within the six districts of this city. Since then, Xi has stepped up regulation and control from the perspectives of pre-sale system, provident fund loan amount and restricted purchase area.
On September 3, 20 17, Xi 'an's purchase restriction was fully upgraded. The "Notice on Further Stabilizing the Development of Housing Market" issued by the local authorities clearly stated that the sale of housing to registered families in this city with two or more houses should be suspended, and families without housing in other places can buy 1 house under the condition of paying social security or individual tax for two consecutive years.
In addition, the loose talent policy has relaxed the demand control of the property market to a certain extent.
March 1, 2065438, Xi's "most relaxed" new household registration policy was implemented. By April of 20 18, Xi had upgraded and adjusted the household registration policy six times. By April 30th, 20 19, the registered population of Xi City was * * * 10049 million, and the floating population was 31790,000. The whole city * * moved in and settled in 1 15 100000.
At the same time, the above-mentioned 2065438+September 2007 regulation policy also specifically pointed out that "all kinds of talents approved to be introduced to buy self-occupied housing are not restricted by the purchase restriction policy."
In this regard, Yan Yuejin, research director of the think tank center of Yiju Research Institute, told reporters that the starting point of the talent policy itself is good, but it really cannot be ruled out that some groups use the talent policy to speculate in real estate. The upgrade of Xi 'an's purchase restriction will help to prevent the phenomenon of "real estate speculation after settlement", and such policies may also be followed up in the follow-up policies of talent purchase in various places.
Zhang Hongwei pointed out that it should be linked to the local property market. In a city like Xi 'an, the demand has increased greatly in a short period of time, and eventually the whole regional market has soared in the short term. It is necessary to adopt such a policy. However, for some cities with poor talent policies, changes in demand have little impact on the property market. In order to stabilize the property market, there is no need to introduce too many policy interventions, and it is more important to maintain policy stability.
Original title: The city with the fastest increase in house prices can only buy a house if it is settled in 1 year.