Self-inspection report on the authenticity verification of the identity information related to the existing personal RMB bank deposit account
Accounting department:
According to the spirit of Document No.,since the date of receiving the document, our sub-bureau has carefully understood the spirit of the document and carried out self-examination to verify the authenticity of the identity information related to the RMB bank deposit account of individual stocks, thus ensuring the authenticity of Shenfeng information in the stock deposit account. The self-inspection is now reported as follows:
(1) Setting up a verification leading group: In order to ensure high-quality verification and actively promote this work, the Bank set up a special verification leading group to conduct a comprehensive investigation on the personal RMB bank deposit account in the online mall, and learned about the account type, quantity, account opening time, amount and types of retained identity documents, ensuring the smooth development of the verification work.
Team leader:
Members:
(2) Check the identity information of individual RMB bank deposit accounts one by one according to the verification measures in the Guiding Opinions. For customers who come to handle business, they are required to show their ID cards or other valid certificates for verification, check whether they are official or not, and mark them in the system. For customers who do not provide valid certificates for the time being, the publicity and guidance of verification work have been strengthened, and it is required to pay attention to carrying identity certificates for identity verification when handling business next time.
(3) If the account opening certificate saved in the depositor's account opening information is a copy of the resident ID card or temporary id card, we will check the identity information of the depositor and the agent through the online verification system or the public security department. After verification, if the information is consistent, it can be considered that the account-related identity information is true; If one or more items of name, ID number and photo are inconsistent, it will be verified as suspicious identity information.
The resident identity card or copy of temporary id card has expired, or the name is illegible due to handwriting, uncommon words, etc. , depositors need to submit the original identity card for verification again.
If the depositor fails to keep a copy of the valid identity document in the account opening materials, the depositor is required to provide the original of the valid identity document for verification. After verification, if the information is consistent, it can be considered that the relevant identity information of the account is true, and a copy of the valid identity certificate is kept.
For those who open business in this system in the future, the bank must provide real identity documents for verification. For opening a new account, according to the Notice of the People's Bank of China on Further Implementing the real-name registration system for RMB Deposit Accounts (Yinfa 2008 19 1No.) and the Implementation Measures for Customer Identification and Customer Identity Information and Transaction Records of Financial Institutions, China citizens over 16 years old must provide their real identity documents. 16 years old.
In the verification work, carefully check the items marked with * in the information collection form, print the Customer Information Collection Form after verification, and keep a copy of the customer ID card.
(4) We sorted out and treated the suspicious identity information that has not been confirmed as true, and took further measures accordingly.
Verification.
(V) The Bank has carried out long-term publicity work. In addition to hanging banners, a notice was posted in a prominent position in the business room, clearly telling Bao Bao to bring valid identity documents when handling business. In the verification work, the problems occurred were properly handled in time, avoiding public misunderstanding and adverse social reaction, and improving public awareness of the verification work.
Through the above verification work, the identification, inquiry and statistical verification results in our business system have been realized, the fake bank accounts, fake bank accounts and anonymous bank accounts opened by depositors with forged or altered identity documents have been cleared up according to law, the service for unidentified depositors has been terminated according to law, the real-name registration system for personal deposit accounts has been effectively implemented, the economic and financial order has been maintained, and the healthy and sustainable development of banking financial institutions has been guaranteed.