There are many banks that can handle the second mortgage loan, such as Bank of China, Industrial and Commercial Bank of China and China Construction Bank. There are many ways to lend money, and there are many credible loan platforms, so lending is faster. For example, Moerlong, the platform does not mortgage housing loans, and it can lend money as soon as 1 day, and apartment stores can also apply. No car loan, 2 hours at the earliest. Recommended choice!
The second mortgage of the mortgaged house shall meet the following requirements:
1, the house must be an existing house, and it is a house or commercial house with great market development potential;
2. Real estate has surplus value and clear property rights;
3. The borrower has a stable source of economic income and sufficient repayment ability;
4. Personal credit is good and there is no interest default.
It should be noted that the amount that can be realized by the second mortgage of the mortgaged house is generally: house value × mortgage rate-original loan principal balance. Among them, the mortgage rate of housing mortgage secondary loans is usually not more than 70%, while the mortgage rate of commercial housing secondary loans is generally not more than 50%.
Is there a platform for mortgage loan? Share four loan platforms with good loans.
As we all know, when applying for loans, financial institutions will pay special attention to the borrower's debt ratio. If the debt ratio is too high, the borrower can easily be refused a loan. But there are also some platforms that trust customers with mortgages very much. What are the platforms for mortgage loans? Share four good loan platforms for everyone!
What are the platforms for mortgage loans?
1, white cat loan
White Cat Loan is a credit product of Guangzhou Du Zhi Internet Co., Ltd., with a loan amount of 50-40,000 yuan and a loan term of 3- 12 months. Due to the limited daily interest rate of loans, Ningxia, Inner Mongolia and Xinjiang do not support loans for the time being.
2360 IOUs
360 IOUs rely on Qihoo 360, one of the earliest Internet companies in China, to start with the lowest daily interest rate and provide users with a maximum loan amount of 200,000 yuan. According to the official explanation, the review time of 360 IOUs is uncertain. Some people may review faster, while others may review more slowly. During the audit process, the whole process is operated by the system without manual participation.
3.baidu has money to spend.
If you want to apply for Baidu to spend money, the borrower needs to meet these conditions: at least 18 years old; I need to fill in my second-generation ID card and my bank debit card; Need to be a registered user of Baidu; Have a stable job and good credit; Have real-name authentication and use a mobile phone number for more than 6 months.
4. Yin Bei consumes E-point loans.
E-point loan is a credit loan product of Yin Bei Consumer Finance Co., Ltd., with a maximum loan of 50,000 yuan and a loan term of 3- 12 months. The application materials are relatively simple. The borrower can provide ID number, authenticate identity and fill in personal basic information.
The above is the related content sharing of "a platform has a mortgage loan", hoping to help everyone!
Which company is better for real estate mortgage loan?
Beijing real estate mortgage loan platform, fast loan network, loan service platform, Huahan Finance and Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. have better real estate mortgage loans.
1, Beijing real estate mortgage loan platform
Beijing Loan Guarantee Platform was established in accordance with the law on 20 10, located in Chaoyang District, Beijing. The platform adheres to the business philosophy of "legality, safety, professionalism and efficiency", fully draws on professional financial service concepts and technologies, and combines the domestic market demand for multi-channel financing and loan guarantee, specializing in loan guarantee services.
2. Fast Loan Network
Fast loan network was founded by well-known domestic entrepreneurs and financial industry veterans. Adhering to the tenet of "what customers think, what we think", relying on the advanced financial system platform, perfect service network and professional management team, the company adopts the concept of efficient and high-speed service, which has been highly recognized by customers from all walks of life.
3. Loan service platform
The loan service platform belongs to Guangzhou Lending Information Technology Co., Ltd., which was established in June 2065438+2007. It is a loan service organization specializing in the field of asset mortgage. The loan has reached a long-term strategic cooperative relationship with a number of financial institutions and funders; It mainly provides loan financing services of more than 6,543,800 yuan for loan customers, including personal mortgage loans, large-scale enterprise mortgage loans, and advance loans.
4. Huahan Finance
Huahanfang, a subsidiary of Guangzhou Huahan Investment Consulting Co., Ltd., is a real estate loan information consulting service platform. The business areas mainly involve real estate mortgage loan, real estate secondary mortgage, mortgage re-mortgage loan, mortgage-to-mortgage loan, real estate transaction loan, sealed house loan, etc.
Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd.
Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. has a registered capital of 50 million yuan. With rich background resources and strength, and the service concept of "customer-centered, honesty-oriented", it has established a brand recognized, satisfied and loyal by consumers and developed into a unique professional financial service institution.