What's the difference between Shenzhen social security and Chengdu social security?

The average annual salary and welfare benefits of employees in the two cities are different, and the housing accumulation fund, endowment insurance and medical insurance they can enjoy are also different. If there is a gap between the convenience of children going to school and seeing a doctor.

Benefits of Chengdu hukou:

1. You can apply for the Chengdu hukou index for free by handling the file link, become a permanent residence in Chengdu, and enjoy all the benefits enjoyed by Chengdu locals. If children go to kindergarten and get passports and certificates in the future, it will be less troublesome to apply for temporary residence permits. 2. When purchasing and enjoying social insurance and housing accumulation fund, Chengdu hukou personnel can enjoy more preferential treatment than non-Chengdu hukou personnel. 3. Attachment of application documents. One year after graduation, you can identify relevant professional titles, apply for regular grading, and change from student status to cadre status; Party-mass relationship management; Agency social insurance; The file salary increased by the state; Handle the political examination abroad and issue all files-based documents (such as notarized materials, proof of marital status, proof of academic qualifications, etc.). ).

Benefits of Shenzhen hukou:

1. It is very convenient to apply for a permit and various documents, such as Hong Kong and Macao passes and passports. It is convenient to apply for a visa to Hong Kong without going back to your hometown. Hong Kong and Macao can travel by themselves, and deep households can go back and forth many times at a time.

2. Find the advantages of work and avoid looking for someone to be a deep household guarantee (some positions in many companies need a Shenzhen hukou or require a deep household guarantee)

3, social insurance, in addition to higher medical insurance, especially the pension returned by Shenzhen hukou is much higher. And if the woman is registered in Shenzhen, it costs very little when giving birth. There are also housing provident fund and unemployment insurance. The annual social security amount on the social security card of Shenhu can be at least 3,000 yuan. Outpatient treatment can be done by credit card instead of cash. 5% of medical insurance goes into personal accounts, of which 2% is paid by individuals, which means that enterprises pay another 3%, which is equivalent to 60% of the reimbursement ratio. You only need to pay 10% for hospitalization, which is of course within the scope of medical insurance.

Disadvantages: The cost of recruiting a "deep household" every month is two or three hundred yuan more than that of recruiting a "non-deep household", which makes some enterprises more willing to recruit non-deep households.

4. Children go to school: Everyone knows this. Apart from lower tuition fees, the most important thing is to go to a good school. Non-local hukou should strive for children's degree in Shenzhen through various relationships and money (parents may not even be able to queue up all night). It is not a small expense for children to go to school in Shenzhen. With a Shenzhen hukou, this expense is greatly reduced. Moreover, it is much easier for children to enter college, and the scores are much lower than those in other provinces and cities.

5. Some good companies can only be tested if they have a Shenzhen hukou. For example, many positions in the civil service examination require deep households; Some jobs, such as accounting and insurance, require high stability and may have advantages over Shenzhen hukou.

6. In terms of children's medical insurance, deep-rooted newborns can do children's medical insurance, and non-deep-rooted children can only do it if they enter the park or enter school; If the children of Shenhu are not enrolled in the park or school, they can also apply for children's medical insurance through the community workstation or go to the social security bureau themselves. If you miss the unified processing time, you can also go to the Social Security Bureau to reissue it at any time. Non-deep-rooted children must apply for children's medical insurance through kindergartens or schools. If you miss the unified processing time, you will have to wait until next year.

7. Retirees with Shenzhen hukou can apply for old-age cards and enjoy many benefits.

8. Apply for unemployment insurance: plus a subsidy of almost 800 unemployment benefits per month (please refer to the guide to handling unemployment insurance benefits for specific requirements).

9. Have an unemployment certificate. Learning to drive is free, and driving test is free (for how to apply for unemployment certificate, see where to apply for unemployment certificate? 》); With the unemployment certificate, you can reimburse the training fee of 2000 yuan a year and participate in various titles and certificates organized by Shenzhen Labor Bureau.

10, the micro-profit housing that deep households can apply for (that is, the current affordable housing is only 3000-4000 square meters); There is a provident fund in the house (only for regular units and companies with good welfare), and you can apply for a provident fund loan to buy a house in the future. Deep households, low wages can also apply for low-rent housing subsidies, 600 per person per month.

1 1. You can also apply for a loan to start a business or start a company.

12, you can borrow money to buy a car, and non-deep households can't buy a car.

13. One person can enter the household, and the whole family can enter the household (moved to the public security bureau two years later).

At present, the policy of social security transfer is: it can be transferred from non-household registration to household registration. The future policy trend is: it can be transferred with the workplace. So whether there is a new policy or not, the social security paid in Shenzhen can be transferred to Chengdu after one or two years. However, it should be noted that endowment insurance can definitely be transferred; Depending on the city to be transferred, some medical insurance can be transferred and some can't. If not, your personal medical account accumulated in Shenzhen will be returned to you, and the welfare of medical accumulation fund (hospitalization insurance) is equivalent to giving up (but if you are not hospitalized in the near future, this part of the loss is not too great).

Legal basis:

Article 19 of the Social Insurance Law of People's Republic of China (PRC)

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.