It is a paid service for intermediary companies to handle cards, and it is free for individuals to go to the bank to handle them;
2. Different quotas:
Individuals do not understand the relevant scoring rules, resulting in low scores and low bank quotas. Intermediary companies are familiar with details and skilled in operation, so the card quotas will be high or low.
Extended data:
165438+ 10 17, the Chaotian Palace Police Service Station of Qinhuai Branch of Nanjing Public Security Bureau received the policeman Miss Ren, and she told the police about the process of finding someone online to handle credit card fraud.
Half a month ago, Miss Ren wanted to apply for a large credit card online because she needed a working capital. She found an "agency" according to the search engine.
The web page shows that this intermediary also has a cable shop in Nanjing, which is located in an office building. Miss Ren thought it was true, so she provided her information to the other party and remitted the agency fee of 800 yuan as required. Soon after, she received a phone call from the "agent", saying that Miss Ren's credit card limit was too high, and she needed to pay another "deposit" of 1 1,000 yuan.
Miss Xu was anxious to use the card and immediately remitted money to the other party. After this payment, she never received the credit card, called the "agent" and turned off her phone. Miss Ren immediately went to the office building and found the location of the "organization" according to the website. To her surprise, the lobby is not a credit card agency, but a hairdressing shop.
Fake address, unreachable phone, Miss Ren realized that something was wrong. After the alarm, the police helped him contact the bank service hotline. After the customer service inquiry, she did not apply for a credit card under her name. At present, the police have launched relevant investigations.
The police reminded that it is risky to handle credit cards online. It is not only possible to spend money on cards, but also the possibility that personal information will be stolen by criminals. The police reminded the public that credit cards should be handled through the official channels of banks. Don't trust the internet and private cards. After registration, we should pay attention to the progress in time. If there is any abnormality, it can't be ignored. You should consult the customer service of the bank immediately.
Zhicheng Financial Network-Is it reliable for intermediaries to handle large credit cards?