Knowledge of buying a house: You need to ask yourself these questions before buying a house. When buying a house, you can always be vigilant and don't be fooled easily.
What did you buy for the first time?
Many people will give many answers to this question. But in the final analysis, there are two aspects, the first is for life, and the second is for work. Therefore, supporting facilities and transportation are the core of whether a house meets your needs.
Without supporting facilities, you will endure the inconvenience of life for a long time. I want to buy something, but I can't. If you want to play, there is no place to play, and you will only guard a lonely building every day. How can you talk about life?
; ; If the traffic is not good, firstly, the time cost, money cost and pain of commuting will increase greatly. People sleep less and waste more time every day. It is inconvenient to go out and do anything, and it is easy for people to stay at home, resulting in long-term self-isolation. For young people, places with poor transportation and supporting facilities are often far from the suburbs of the city. So for the sake of pragmatism, it is absolutely right to buy in the main city.
Does it matter which district you live in?
In the "rich area", many people choose to buy a house here, thinking that living in a high-end location can always make their faces golden. However, the author believes that living in what "location" is not entirely due to the "face" factor, but depends on how the environment here is, whether life is convenient, whether supporting facilities are in line with their living habits and spending power, whether relatives and friends are here, and whether they are close to work.
In short, the right one is the best. If a friend who is used to living in the old city of Guiyang buys a house in the ungrounded high-tech zone of noble Leng Yan, it is inevitable that he will complain every day that "the dog guy doesn't even have a fly restaurant and a cold cup, where can he eat?" .
Is it really that important to be close to the workplace?
Many young people often choose a place close to the company when buying a house. As we all know, with the advancement of marketization, it is very common for young people to change jobs or get promoted. It's normal to change jobs and places, and the house can't follow you. Therefore, as long as the transportation is convenient, you can roughly know which area of a city you are willing to work in. At this point, if you buy a subway house (not fake, it is the subway downstairs), it is a more suitable choice.
How to choose the price?
Buying a house for the first time, in order to avoid all risks brought by real estate, in the case of high bank interest rate, the price should not be too high, and you can buy a cheap one (but the supporting facilities and transportation should not be bad)
Can a car solve the problem?
Many people bought a house with poor transportation and facilities at a low price (these places are often in the suburbs). In order to solve the problems of life and work, they chose to buy a car. It is really convenient to travel by private car, but in the long run, it is an uneconomical and unscientific scheme. On the one hand, the cost in go on road trip is very high, the oil price rises, and car owners spend a lot of money. The economy of buying a house for the first time is limited, and buying a car is undoubtedly a big burden.
On the other hand, there are more and more vehicles in the city, and the traffic is getting more and more crowded. Coupled with the traffic restriction policy, sometimes the accessibility and convenience of private cars are not as good as those of buses and subways.
But it doesn't mean not to buy a car. It is only suggested that the solution of "buy another car in the outer suburbs" is not recommended. Buy it in the main city or a more mature area. Although the house price is slightly higher, the transportation has long been convenient, and you will feel that it is worthwhile to spend more money.
Does the appreciation potential matter?
Some people say that if you don't invest, you buy a house just to live. Don't worry about the rise and fall of house prices, just live comfortably.
In fact, this statement is not appropriate. When a person buys a house, with the changes of family structure, economic conditions and various needs, he will generally have plans to change rooms until ten or eight years. Generally speaking, changing houses means "selling old houses for new ones". If the house you bought before appreciates, you can not only change houses, but also make a fortune. If the increase is not much, you must increase your money or borrow money yourself. In a good situation,
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(The above answers were published on 20 16-08- 15. Please refer to the current actual purchase policy. )
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