You can go to the Credit Information Center of the People's Bank of official website and China to check whether there is a bank loan.
The specific operation steps are as follows:
1, Baidu webpage search "Credit Information Center", find the website of Credit Information Center of China People's Bank after the search, and then click Enter.
2. After entering, find the Internet personal credit service platform, and then click Enter.
3. After entering, find "Start Now" and click Enter.
4. After entering the login interface, enter the user name, password and verification code, and click Login.
5. After logging in successfully, enter the personal account page, check the credit report under the credit application column, and click to get the dynamic password.
6. Enter the mobile phone dynamic password and click Submit.
7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.
8. After submission, you can see your loan record on the credit report page.
Where can I find loan information?
There are two ways to reset the account number and password of the student loan system of China Development Bank: one is to log in with the ID card (area code ID number) and the password is the applicant's eighth birthday; The second is to call the local education bureau to apply for resetting the password. Log in to the system with your ID card. If the password has not been changed, it is the initial password, which is the date of birth. If you change it, go to the county rescue center and ask the staff to help you reset it, and the password will be restored to the original password. Or call the China Development Bank for telephone consultation.
How to inquire about personal loan information?
For personal loans handled by China Merchants Bank, you can query the issued loans through self-service channels, including: repayment date, repayment method, remaining arrears, number of remaining installments, quota, start/expiration date of quota, loan status, etc. If you can't find a loan through the following channels, it means that you don't have a loan in our bank ~
1. Mobile Banking: Please check the repayment date of the loan, the amount to be repaid, the start date/expiration date of the line, the number of remaining periods, etc. In all my loan records. After entering the page, click on the loan, and you can query the repayment method, interest rate, loan status and other information.
Tips:
① If it is a provident fund loan, you need to contact the local loan handling bank or provident fund management center.
② If you can't find it through this interface, you can contact online customer service to try to understand the reason.
2. Premium Key Professional Edition: You can log in to the Professional Edition and click All-in-One Card-Loan Management-Personal Loan Inquiry to inquire about loan information.
Tips: At present, the Professional Edition doesn't support Mac system, so Apple computer can't log in to the Professional Edition.
3. Loan invitation App: If your loan from China Merchants Bank has been issued, please log in to the loan invitation APP, click Loan Management-Loan Record, and then click the applied loan to inquire about the loan details.