1. You can find out how much the mortgage has been repaid by checking online, logging into the website of the provident fund with your mobile phone or computer and entering your ID card.
2. You can call the local provident fund management center and make an automatic inquiry according to the voice prompt, or you can choose the manual inquiry method.
3. You can go to the provident fund management center or the bank window to find the staff, and you can find out how long the loan is still available. Many people will apply for a loan from the bank when they buy a house, and they will be house slaves all their lives and bear the pressure of repaying loans. And some people have borrowed money for a long time, maybe 30 years. After a period of time, how should I check how long the mortgage is left?
1. How to find out how long the mortgage is left?
1. If you choose the provident fund loan method, you can directly log in to the provident fund website through online inquiry, use your mobile phone or computer, enter the ID card or the card number of the provident fund, and then enter the password, you can find out how much the mortgage has been repaid, and how many years or months are left, and the repayment details will be clear.
2. Through the provident fund, you can also call the provident fund hotline, that is, 12329, and then automatically inquire through voice prompts, or choose the manual inquiry method.
3. You can also check directly at the counter, bring your ID card or housing provident fund card and go to the window of the local provident fund management center. The staff will inform you after checking.
4. If you take a commercial loan, you can go directly to the counter of the bank to find the staff to print the details, and you can find out how much time and balance the loan has. You can also call the official phone number of the bank for identity verification, and then you can also check the remaining situation of the mortgage.
Second, how long is the best loan time?
1. If you choose to apply for a loan from the bank to buy a house, many people think that the shorter the loan period, the better. In fact, under normal circumstances, the longer the loan to buy a house, the better, and the best loan for more than 20 years.
2. For example, the current loan is 654.38+00,000, divided into 5 years or 654.38+00 years, 20 years and 30 years, and the interest principal is different every month. The shorter the loan time, the higher the repayment amount, which invisibly increases the repayment pressure. If there is a shortage of funds and there is no way to repay them, the consequences will be very serious.
Of course, if you have sufficient funds and good repayment ability every month, you can shorten the repayment time. If you have funds in the future, you can repay in advance, so you can extend the loan time first, and it will be more convenient to repay in advance. The specific analysis of the above content is how to query the remaining loans. You can check online or go to the bank counter, including the provident fund counter, so that the staff can help you understand clearly.