1. According to the query of real estate network, all borrowers who have applied for commercial personal housing loans within the jurisdiction of Putian City and meet the conditions of housing provident fund personal housing loans can apply to convert the balance of purely commercial personal housing loans into housing provident fund personal housing loans within the repayment period as long as they meet the relevant conditions.
2. To buy a second house in Putian, the borrower needs to settle the balance of the original commercial loan by self-financing, and then the provident fund center issues the loan. If the borrower does not settle the balance of the original commercial loan by self-financing, it will not be able to withdraw the provident fund.