Materials to be submitted for the establishment (change) of a guarantee institution.
First, the original materials
1. Application Report (① Basic information of the proposed guarantee company: name, establishment background, proposed establishment time, address, legal representative, registered capital, enterprise type, professional and technical personnel composition and business scope; ② Main market analysis; (three) the main business to be carried out; ④ Analysis of economic and social benefits; (5) the situation of the board of directors, the board of supervisors, managers and organizational structure)
2. Basic information table;
3. Feasibility study report and preparation plan;
4. Resumes of the legal representative and senior management personnel of the company to be established, internal organization settings and basic information of major employees;
5. Articles of association, internal management system and risk control system;
6, the main sponsors in recent three years on the operating performance and financial status of the report.
2. Certification materials and copies.
1. A capital verification report issued by a legally qualified capital verification institution;
2. Proof of ownership or right to use the business premises; Certificate of safety facilities in the business premises issued by the public security department; Certificate of fire control facilities in the business premises issued by the fire department;
3. Certificates of the proposed senior management personnel and professional and technical personnel of the company;
4. Proof of the credit history of the promoters;
5. Qualification examination opinions issued by qualified social intermediary institutions.
Conditions for establishing a credit guarantee institution
First, the establishment of a credit guarantee institution shall meet the following conditions:
(1) Having articles of association that comply with laws and regulations;
(2) Having registered capital that meets the requirements of laws, regulations and policies. The registered capital is paid-in capital (of which the monetary capital shall not be less than 80%) and shall be paid in full at one time;
(3) Having senior managers who meet the qualification of a guarantee institution and qualified employees who are familiar with the guarantee business;
(4) Having a sound organizational structure, internal management system, risk control system and financial management system;
(5) Having business premises, safety precautions and facilities suitable for business operation;
(six) to small and medium-sized enterprises as the main service object, engaged in financing guarantee, investment guarantee, performance guarantee and re-guarantee and other approved financing guarantee business;
(seven) other conditions required by the competent department of industry.
Two, credit guarantee institutions and enterprises corporate shareholders meet the following conditions:
(a) registered in the administrative department for Industry and commerce, with legal personality;
(2) Having the corresponding capital contribution capacity;
(3) The legal representative of the enterprise has no criminal record;
(4) It has a good social reputation and credit record, and the enterprise has no bad credit record;
(5) It is in good financial condition and has been making profits continuously for the first three fiscal years;
(six) good management, no major illegal business records in the past three years;
Other social organizations, as investors of credit guarantee institutions, shall meet the conditions stipulated by relevant state laws and regulations.
Three, natural persons to invest in credit guarantee institutions shall meet the following conditions:
(1) Having China nationality;
(2) Having full capacity for civil conduct;
(3) Having the corresponding capital contribution capacity;
(4) Having no criminal record and bad credit record;
(five) have a strong sense of risk prevention and financial strength;
(six) have certain economic and financial knowledge.
Four. Qualifications of senior managers
The senior managers of guarantee institutions refer to the directors (executive directors), supervisors and managers, deputy managers and financial officers of the company.
(1) To be a senior manager of a guarantee institution, the following basic conditions shall be met:
1, with full capacity for civil conduct;
2. Have good professional ethics, integrity, conduct and reputation, be familiar with and abide by laws, administrative regulations and rules, and have no criminal record and bad credit record;
3. Have the professional knowledge, skills and work experience needed to perform their duties, ensure the time and energy needed to perform their duties, have good judgment and management skills in behavior and decision-making, and have a good work record; The chairman or manager should have been engaged in banking for more than 2 years, or engaged in related economic work (such as insurance, securities, guarantee, pawn, finance, etc.). ) more than 5 years, and have a college degree or above; Directors should have financial knowledge suitable for their positions, have college education or above, and have been engaged in relevant economic work for more than 3 years;
4. Have the independence required to perform their duties.
(two) in any of the following circumstances, he shall not be a senior manager of a guarantee institution:
1, without or with limited capacity for civil conduct;
2, because of corruption, bribery, embezzlement of property, misappropriation of property or disrupt the order of the socialist market economy, was sentenced to punishment, the expiration of the execution of less than five years, or because of the crime was deprived of political rights, the expiration of the execution of less than five years;
3. If the directors, factory directors and managers of the bankrupt company or enterprise are personally responsible for the bankruptcy of the company or enterprise, it has not been more than 3 years since the date of completion of the bankruptcy liquidation of the company or enterprise;
4. Being the legal representative of a company or enterprise whose business license has been revoked due to violation of the law and ordered to close down, and having personal responsibility, it has not been more than three years since the date when the business license of the company or enterprise was revoked;
5. Large personal debts are due;
6. The term of disqualification of senior managers or prohibition of engaging in the financial industry by the financial regulatory agency has not expired;
7. Other circumstances in which he/she may not be a senior manager of the company as stipulated by laws and administrative regulations.
The latest situation of guarantee filing materials
1. The name approval document is attached with a full set of copies of the application for registration of the establishment of a limited company (joint stock limited company).
All the executive directors and managers filled in the application for establishment registration are changed to executive directors. And in other matters resolved in the first shareholders' meeting (page 4), XXX was appointed as the general manager of the company.
On page 7, copies of the ID cards of the executive directors, supervisors and general manager should be posted in order (this is different from that submitted to the industrial and commercial bureau).
2. Updated the Review Form of the Supervision and Administration Department of Guarantee Institutions (see Annex 2).
3. The original graduation certificate and qualification certificate of the general manager must be provided when sending the batch. (latest requirements)
4. The words "executive director and manager" in the application report, feasibility report and preparation plan are changed to "executive director". If the first resolution of the board of directors (page 5) in the application for establishment is blank, the words "establishment of the board of directors" cannot appear in other relevant materials.
5. The organization chart should also be changed to executive director.
6. The legal representative also needs senior management qualification.
7, the public security bureau, fire brigade to produce proof of business premises must have. (the format is in the material)
Materials required for handling the registration certificate of an investment guarantee company:
Materials required for handling the record certification of credit guarantee institutions:
1. Copy of business license of enterprise legal person, certificate of legal person of association or institution.
2. Copy of organization code certificate
3. Resumes, internal organization settings and basic information of the company's senior managers.
4. Articles of association of the guarantee institution
5. Internal management system and risk control system
6. Original business license
7 provinces and cities guarantee record approval form
8. Original capital verification report
The above materials are in duplicate.