Ding Sheng Central Silver Garden immediately purchased the existing real estate license for you, and you can get it immediately. If you apply for a loan from Ding Sheng Central Silver Garden, the bank will not deduct the title certificate, but other certificates, which are part of the land certificate. A normal Ding Sheng Central Silver Garden house has two certificates, namely the real estate license and the land certificate. If the other certificate is a loan from Ding Sheng Central Silver Garden, it should be kept by the bank. If you pay in one lump sum, you will have two complete certificates.
The title certificate of Ding Sheng Central Silver Garden specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the title certificate issued by the housing management department and the land management department. Having a title certificate can have a certain right to dispose of the house in the bustling Central Silver Garden, but some rights cannot be guaranteed without a title certificate. If the property right certificate of Ding Sheng Central Silver Garden is not handled, even if the buyer of Ding Sheng Central Silver Garden has paid the house price and gone through the check-in formalities, legally speaking, the house of Ding Sheng Central Silver Garden still does not belong to the buyer.
The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!