1, directly handle second-hand houses,
According to the regulations, for ordinary housing sales with less than two years of real estate license, 5.575% business tax, deed tax, 2% personal income tax and production expenses need to be charged in full. According to this calculation, at least 1 1.575% tax is needed, which is nearly 56,000 yuan.
2. House donation between relatives,
According to the regulations, gifts to spouses, parents, children, grandparents, grandchildren, brothers and sisters only need to pay 4% deed tax, exempt from business tax and individual tax, which is far lower than the cost of direct transfer.
The staff of the municipal provident fund management center said that there was no transaction among the donated property, so there was no loan problem and the provident fund could not be used. Although immediate family members can be exempted from business tax and individual tax during the gift process, if the property is sold again in the future, individual tax will still be levied.
3. Add the name first and then go to the name on the real estate license?
Not feasible. Non-husband-wife relationship, even if parents and children add or delete their names in the real estate license, will be regarded as share trading, and collecting the corresponding share of deed tax and various taxes and fees will not achieve the purpose of evading taxes and fees.
4. Second-hand housing transactions will be conducted two years after the real estate license expires.
Many people in the industry have said that the owners can wait for the real estate license to expire two years later, and the two parties can directly transfer the ownership through the second-hand housing transaction, which can not only save 5.575% of the business tax, but also avoid leaving unnecessary troubles for future transactions.
Extended data:
The staff of Zhuzhou Provident Fund Management Center said that there was no transaction among the donated properties, so there was no loan problem and the provident fund could not be used. Although immediate family members can be exempted from business tax and individual tax during the gift process, if the property is sold again in the future, individual tax will still be levied.
It is not feasible to add a name to the real estate license and then remove it. Non-husband-wife relationship, even if parents and children add or delete their names in the real estate license, will be regarded as share trading, and collecting the corresponding share of deed tax and various taxes and fees will not achieve the purpose of evading taxes and fees.
The relevant person in charge of Zhuzhou Real Estate Bureau said that at present, China implements the real estate registration system, that is, whose name is registered on the real estate license, and whose ownership of the house is. Before the transfer, only the legitimate interests of the property owner are protected.
Zhuzhou news network-how to transfer the property to your own name when buying a house in the name of others?