The main body of Spark Insurance is an insurance brokerage company, which has the Internet insurance intermediary license and business license approved by the State Financial Supervision and Administration Commission, and has information disclosure. Moreover, the insurance products sold by Spark Insurance Platform are designed and underwritten by regular insurance companies, including PICC in China, Ping An in China, Taiping in China and so on.
The configuration of spark insurance products is not directly related to the platform itself. No matter what kind of channel, it belongs to one of the sales methods of insurance companies' own products. Whether you can buy it or not, whether you suggest buying it depends on the protection of the product itself. We need to pay attention to the following points:
1, the specific terms of the contract stipulate the guarantee content, and select the products and economic terms suitable for their own needs;
2. Claims terms, what kind of products have loose claims conditions, high claims ratio and good payment design. ;
3. Spark insurance platform can also provide consultation. If you don't understand the terms of protection, you can consult a professional insurance consultant on the platform in time to avoid buying unsuitable products.