How does OK Auto Insurance get the driver's driving information?

Mobile car networking uses GPS, gyroscope and other modules built into mobile phones to obtain and collect geographical location and vehicle movement information, judges the user's behavior state through algorithm analysis, distinguishes driving behavior from non-driving behavior, and sorts out and stores several data dimensions in driving behavior, including driving time, geographical location and path, acceleration (stepping on the accelerator) and deceleration (sudden braking) during driving, using mobile phones during driving, and accident detection.

At present, this technology product is emerging in China. For example, OK Auto Insurance pioneered the patented technology of "Mobile Car Networking" in China-"OK Drive", which uses mobile phones as intelligent terminals to monitor users' driving behavior, and realizes the display of users' historical travel information and the scoring of driving behavior through the "trip management" function in OK Auto Insurance APP. The higher the driving score, the higher the refueling discount.

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