China Merchants Bank's lightning loan shows that it is not eligible for application.

China Merchants Bank's "lightning loan" is approved by the system in real time. As your retail business such as POS card transaction, deposit and wealth management in China Merchants Bank has not reached the credit standard of China Merchants Bank for the time being, please increase your transactions in China Merchants Bank. If your transaction meets the standard next month, China Merchants Bank will automatically approve the latest loan application qualification for you.