Mo Erlong recommended loans for rural credit cooperatives. Companies can lend money as soon as 1 day, and apartments and stores can apply for loans as soon as 2 hours. The loan process of rural credit cooperatives is as follows: 1. First, go to the local credit cooperative to consult the relevant loan policies and find out whether the relevant supporting materials meet the requirements. 2. Prepare certification materials according to local requirements, apply to local rural credit cooperatives and fill in the application form. 3. Relevant materials are prepared as follows: husband and wife's ID card, household registration book, marriage certificate, real estate license (for mortgage), relevant use certificate and self-owned funds certificate. 4. The loan can be obtained after the approval of the local credit cooperatives, and the principal and interest of the loan will be recovered after the maturity. In addition, the requirements for unsecured bank credit loans are: people who have reached the age of 18 and have full capacity for civil conduct, have permanent residence for urban residents or legal and valid identity certificates, and the lenders required by bank loans are generally between the age of 18-60; Have a stable legal income and the ability to repay interest; Other conditions required by the lending bank. For more information about the loan, please consult Moore Long. Moerlong is headquartered in Chengdu and currently has subsidiaries in Chengdu, Beijing and Chongqing. Relying on the strong Internet and information technology R&D and operational capabilities, excellent management team and resource integration advantages, we strive to build industry standards in terms of customer acquisition, marketing, operation and product design, and provide customers with lower interest rates and more valuable loan products. Mo Long's loan products are all from partners, including traditional banks, emerging consumer finance companies and microfinance companies. Trustworthy!
Second, I want to use the car as collateral and withdraw 40 thousand from the rural credit cooperative. In this case, what is the procedure? ...
Yes, credit cooperatives used to be divided into urban credit cooperatives and rural credit cooperatives, but now they are all restructured. Urban credit cooperatives are generally transformed into urban commercial banks, while urban credit cooperatives in county towns are mostly merged into rural credit cooperatives, which have developed into rural commercial banks and rural cooperative banks after rapid development in recent years. The term credit cooperative will gradually disappear and transform in the near future.
Three, rural credit cooperatives how to mortgage loans
The process of handling mortgage loans by rural credit cooperatives is as follows:
Prepare ID card, household registration book, marriage certificate, income certificate, bank account number, property right certificate and land certificate (provide information on both husband and wife if married);
Submit the above information to the credit union;
Then someone will go to the house to evaluate;
Loan amount;
Sign a loan contract;
Lending;
Just pay back the money on time every month;
4. Vehicle mortgage loan process of rural credit cooperatives?
1. The borrower consults with the local rural credit cooperative to find out whether there is a loan, the loan interest rate, the loan amount, the conditions required for the loan and the required information.
2. After understanding clearly, if the borrower decides to borrow money through the rural credit cooperatives, he will submit it to the rural credit cooperatives according to the information needed to prepare the loan.
3, credit cooperatives staff to review the information submitted by the borrower.
4. After the materials are approved, both parties sign a loan agreement.
5. After the agreement is signed, the borrower shall go through the mortgage registration formalities.