I used a suite and earned 1.5 million in four months.
I want to share with you my feelings about buying a house.
Entrepreneurship is a tough battle between money and management, uncontrollable wallets and sleepless nights. Investment is actually very simple. Throw the money down and go back to bed. Finally, fixed income, whether it is 10%, 20% or 30%. This is called investment, which has nothing to do with your business. This is called an investor.
What real estate should lock in is the income after sleep. The trouble you need to do in order to buy a house is actually to take the time to inspect the house after you decide. This is what you have to do. In addition, it is actually lying down to sleep and earning money after sleeping.
The so-called entrepreneurship means that you are running your own business. If you want to invest, or other people's investments are constantly tormented, you may lose money or make no profit. This is called starting a business.
Invest in real estate and start a business with real estate, and your income can be almost stable at 20%.
Take the investment of 1 10,000 yuan as an example, with leverage, the first house will be loaned with a down payment of 35%. In fact, taking 654.38+0 million is basically inciting 2 million. Excluding 5% of the cost, if the increment is calculated according to 10%, three10 million is 30%, minus 5% of the cost of one10 million; According to 1 10,000, it is a fixed income of 20%. If it is higher, or not much lower, that's basically it.
Borrow a chicken to lay eggs and a boat to go to sea. The best thinking in life is to borrow thinking, and so is buying a house. This is a means to bind the development of a country, the development of core cities, the development of core lots and the financial resources of banks. If you buy the right suite, you will have a steady income.
You must use leverage when buying a house, regardless of interest. The longer the loan time, the better. The more, the better. In fact, it was hard for me to agree with this idea at first, but after I studied real estate and put it into practice, I believe this statement is reasonable.
In fact, there are three things in life that need to be cultivated and maintained every day. The first is to study introspection, the second is to exercise, and the third is to borrow money and hoard debts, which means buying a house.
The thinking of many people at the beginning of buying a house is that whether I can buy such a house depends on how much money I have. Wrong, the first step is not to look at the house directly according to the money, but to evaluate the family assets. Work out your household asset-liability ratio, then adjust it according to the existing situation, and then prepare three tickets-banknotes, house tickets and loan tickets. Don't ignore these steps. I think this is very important for beginners. We must first understand these concepts.
Buying a house sometimes really requires you to stick a hot face on someone else's cold ass. Especially for second-hand houses, under the trend of rising prices, we must lower our heads and accept such a fact.
I have a story to share with you. In kindergarten, teachers will distribute chocolates in afternoon tea, including boys' chocolates and girls' chocolates. This kind of chocolate is made to look like a boy and a girl. When it was distributed, when it was distributed to the boy, they all asked for the boy's chocolate. When the result was sent to the little girl, it was all boys' chocolates. The teacher in this kindergarten class didn't understand why everyone wanted boys' chocolates, so she asked Xiaoli and Xiao Fang, two little girls. "Why do you all want this boy's chocolate?" Xiao Li said, "Teacher, look at that boy's chocolate. There is a little more chocolate under his navel. "
In fact, this story is very cold and humorous, just saying that children will value some small profits.
If you are an adult, if you value small money, you will lose big money. If you value the present, you will lose the future and learn to save and make money. I think this is a thinking that we need to get used to and constantly shape. For example, some intermediary fees for real estate and some intermediaries for funds should not be taken too seriously. You can't get rid of children and wolves. With such a large asset allocation, you can only make big money if you are willing to give up small money.
This apartment in Shanghai earned me 6.5438+0.5 million. The house is located in Hongqiao, Qingpu. In June, it cost 5010.5 million yuan, and now the real transaction price of the same apartment in the community is 680w W W.
The nine-word mantra of success is simple: believe, obey and do.
When I bought a house in Shanghai, the price target was 50,000-80,000. After docking with the housekeeper company, they selected the real estate for me according to my needs. After a period of field visits and inspections, it was finally finalized. Besides, in my spare time, I will read the corresponding real estate articles and do my own research and evaluation for several districts in Shanghai. Basically, Shanghai is located south of Yan 'an Road and southwest of Central. Jiangsu and Zhejiang provinces are relatively strong, with strong liquidity and value investment, and there are many in this respect. I choose to focus on this one. In fact, there are many hot spots now, except the hottest Qiantan plate, which is the Hongqiao business district I bought now.
It is worthwhile to spend money and time to understand that buying a house is worthwhile. Some people buy houses by year, while others buy houses by life. Who makes perfection everywhere? The same is true of buying a house. You can only be professional if you buy more. You should believe in professionalism.
It is much easier to earn 100w from buying a house than to earn 100w from working.