1. Earning commission: the premium enters the insurance company, and the commission is returned to the insurance agency. After being paid to the agent, the net profit of the insurance agency is after excluding office and manpower costs. Usually it is very low, and many insurance agencies are struggling.
2. Make a platform: Make a purchasing platform similar to a supermarket to help customers make choices. This is good for both customers and insurance companies. You can choose the X product of A, the Y product of B and the Z product of C for combination. It needs a large scale and a good chain platform.
3. Profits from the capital market: After the successful listing of chain insurance institutions, they will get corresponding capital profits in the capital market. Just like the listing of domestic GEM companies.
The overall operation is very difficult, and most of them are struggling. Insurance companies are still not easy to operate (it usually takes 8 years to make money), let alone insurance agencies!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.