The article is very clear, so let's talk about it briefly here.
Policy query is actually very simple and can usually be found by the following methods:
1. Insurance company official website query:
Log in to official website, the insurance company, enter the official website page and find the names of columns such as service center. After logging in the account password, you can query the relevant policy information. Account name is generally user name/ID card/mobile phone number/email address, etc.
2. Insurance company APP query:
At present, some insurance companies have developed their own apps, which also have the function of policy inquiry. For example, Ping An Insurance has a "Ping An Gold Butler", and both the mobile phone number and the ID number can be used as login names. After logging in successfully, you can enter the interface for query.
3. China Insurance Association official WeChat official account inquiry:
Maybe some people buy their insurance in a decentralized way. One insurance company buys it and another insurance company buys it. In order to help you save trouble, insurance association of china organized and developed "China Insurance knowledgeable person" WeChat WeChat official account. As long as you buy insurance from a domestic insurance company, you can find the insurance policy in this official WeChat account.
Specific query steps are as follows:
After checking the insurance policy, you should first read the following contents:
1. Check key information: name of applicant/insured, ID number, guarantee period, guarantee items, guarantee amount, etc. Check to see if there are any errors in this information. If there is any mistake, contact the insurance company in time to make changes.
2. Take a closer look at the responsibility of protection: what is within the scope of claims and what is not compensable must be understood. If you don't like it or it is different from what the salesman described at the beginning, you can surrender as soon as possible, and don't exceed the hesitation period.
3. Read the health notice carefully: read the contents of the health notice carefully to see if it is filled in truthfully. If the writing is really not in place, contact the insurance company as soon as possible and ask if it will affect the insurance contract. If it affects the claim, it will be bad.
In addition, if you inquire about the policy, you can inform your family of the policy information. Otherwise, if you have an accident, your family will not know the existence of the insurance policy, because if you can't apply for compensation with this insurance, it will be a waste. You can learn more about this situation in this article. If necessary, you can click on the original text to view "The policy is managed by yourself. What should I do when my family members make claims? " 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said that insurance official website