What is the reimbursement ratio of hospitalization medical insurance in the third-class hospitals?

The reimbursement rate of hospitalization medical insurance in 3A hospitals will be different due to different local medical insurance policies. Take medical insurance for employees in Changsha as an example. Reimbursement rules are as follows:

The insured person of Changsha employee medical insurance is hospitalized, and the deductible line is 900 yuan. If the insured is hospitalized many times in a medical insurance settlement year, the deductible standard will be gradually reduced. For example, the deductible for the second hospitalization is calculated according to 50% of the deductible for hospitalization, and the deductible for the third and above is calculated according to 30%. After deducting the deductible, the hospitalization medical expenses incurred by the insured in the 3A hospitals shall be reimbursed according to the following standards:

/kloc-the reimbursement rate of medical expenses below 0/10,000 yuan is 88%. /kloc-the reimbursement rate of medical expenses above 0/10,000 yuan is 92%. The reimbursement rate of medical expenses paid by the medical mutual fund for serious illness is 94% for medical expenses above the maximum limit (200,000 yuan) and below the maximum limit (250,000 yuan), and 95.2% for retirees.

The above information is for reference only, please consult the local medical insurance department for specific regulations.