Henan Yucheng Financial Loan is a formal loan company approved by the Industrial and Commercial Bureau, with legal loan qualification and business license. According to its registration information and relevant licenses, it can be confirmed that it is a legally operated financial institution. However, although Yucheng financial loans are real, I don't recommend going to this small loan company for loans. This is because small loan companies usually charge higher interest and fees, and the risk is relatively high. In contrast, it will be safer and more reliable to choose formal loans from big banks, because big banks have better supervision mechanisms and more stable loan interest rates. Therefore, although Yucheng financial loan is real, I suggest choosing a big bank when lending to ensure my own interests and safety.