Generally, the loan from Ping An Bank takes three to five days to arrive. Ping An Bank's comprehensive account policy takes three to five days to get. Micro-loans are 65438+0-65438+0.5 million yuan, with no mortgage guarantee, and the lending speed is fast: 65438+0-3 working days (depending on the customer's information integrity, professional status and other factors), but the premium is quite high. Taking the annual loan of 1 000 yuan as an example, only the premium needs 2 1 000 yuan (the premium is calculated at 2.6% per month), and the repayment method of Ping An's new loan is to repay the principal and interest. For the same monthly payment, the actual capital occupied is only half of the loan, which makes the actual monthly premium as high as 2.6%×2=5.2%. Fill in the information required by the insurance policy, including the original ID card (if the applicant and the insured are not the same person, the original ID card of the insured should be filled in) and the information specified by the life insurance company, and apply for a loan at the counter of the life insurance company.
1, Ping An Bank's personal credit loan is quite good. Because Ping An Bank's personal credit loan does not need guarantee, the procedures are simple and the approval speed is fast, which is generally good. To judge whether a credit loan is good or not, you can look at it this way. Applicable conditions: Different banks have different conditions for applying for loans, such as credit status, income and repayment ability. When a loan company applies for a loan, it mainly depends on its realization ability and personal reputation. Borrowers with debts can also borrow from banks or loan companies as long as they can provide relevant information. Comparing loan interest rates: Compared with credit loans, the risk is lower, and the loan interest rates in different regions of the same bank may be different. Comparison of approval speed: there are many bank processes and the approval time is long. It is possible to get a loan in about 20 working days at the earliest. The loan company has simple procedures and fast approval speed, and it takes 10 working days to obtain the loan. Compare loan lines.
2. Ping An Bank can cancel the credit card by phone. The cardholder dials the credit card number of Ping An Bank: 400824365, presses "0" to switch to the manual phone, enters the voucher number to change jobs, and tells the customer service to return the card. As long as according to the specific requirements of customer service, customer service can complete the whole credit card cancellation work for customers. Or I can personally go to any branch of the issuing bank to go to the counter for cancellation, according to the requirements of the bank staff. If you no longer use your credit card for personal reasons, you should cancel it in time to avoid being used maliciously. For the credit card that has not been opened, if the customer does not intend to activate it, it is also necessary to cancel the credit card, otherwise the customer will have to pay an annual fee. It is recommended to cancel the credit card in time within one month after issuing the card, no later than one year. Most bank counters do not provide credit card cancellation service. Cardholders need to call the bank credit card customer service number to apply for cancellation of their credit cards (24-hour customer service phone number can be seen on the back of the credit card). After the cancellation of the credit card, the credit card will enter a six-month freeze period, also known as the risk period (the situation of different banks may be different, usually between 45 days and 6 months). During the freezing period, the customer has no new arrears, and the card will be officially cancelled after the freezing period.