What does it mean that personal information is not included in the credit report?

Inquiring about personal credit records shows that you didn't enter personal information when you registered, which means that you don't have credit information now. No credit information means that you have not applied for a credit card or credit loan or other loans.

Credit investigation is a Chinese vocabulary, and its pinyin is zhēngxìn, which means to collect, sort out, save and process the credit information of natural persons, legal persons and other organizations according to law, provide credit reports, credit evaluation, credit information consultation and other services, help customers judge and control credit risks, and carry out credit management activities. From Zuo Gong's Eight Years, "A gentleman keeps his word and has a levy, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit.