After loans overdue appears, you can take the initiative to call the customer service staff of the lending institution to ask whether the other party has shared their overdue information with other lending platforms. If everyone's overdue information is shared with other loan platforms, then everyone may become a cyber hacker.
2, official website query method.
At present, there are many loan platforms that expose the debtor's information on official website. You can log on to your online loan platform to see if there is any information about yourself in the list of debtors. If you have your own information in the list, then everyone will have a great chance of becoming a cyber hacker.
3. Query method of credit platform
You can check whether you have become a cyber hacker through some online credit information platforms. These online credit platforms include Sesame Credit, Koala Credit and Tongdun Credit. If everyone's loans overdue information is found on these platforms, then it is very likely that everyone is already a cyber hacker.
4. Trial Measures for Loans
The simple way to determine whether you are a cyber hacker is to apply for a loan again from other peer-to-peer lending platforms. If you can easily borrow money from the online lending platform, then you are probably not a cyber hacker. However, everyone must choose non-network black loans to test.