Hello, coordinate Guiyang, Honeycomb Loan to answer how to inquire whether the property is mortgaged.
Online inquiry: click on the link of this province and city to enter the websites of local real estate administrations, and you need to enter the name of the property owner and the title certificate number.
Inquiry of Real Estate Bureau: If you want to inquire about accurate mortgage information of real estate license (including: the name of the owner of the house, the title certificate number, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged, etc. ), you must bring your personal identification and real estate license to the archives or window of the local housing authority (real estate trading center, housing authority, housing authority) for inquiry.
How to check whether the property is mortgaged according to the real estate license?
How to check whether the house has been mortgaged is as follows: Check at the self-service file search machine: bring your ID card to the Housing Authority, find the file search machine, put your ID card in the sensing area, print the house information file, and then see if there is mortgage information at the bottom. If there is no information, you are not mortgaged. Handle at the filing counter: bring your ID card and property right certificate, and check the number at the counter to find out whether the house is mortgaged.
How to inquire whether the real estate license has been loaned or mortgaged?
You can check with the Housing Authority.
If you want to inquire about the mortgage information of the real estate license (including: the name of the owner of the house, the number of the real estate license, the date of registration and approval, the building area, the design purpose of the house, the source of rights, whether the house is mortgaged or not, etc.), you must bring your personal identity certificate and real estate license to the local archives or the window of the Housing Authority to inquire.
A house can't be mortgaged without a real estate license, so you should buy it carefully without a real estate license. With the real estate license, the house can not only guarantee its own rights and interests, but also be used for mortgage loans, which can be used for loans whether doing business or doing other things.
Extended data:
If you apply for a mortgage or loan, you will have other warrants.
The certificate of other rights refers to the certificate of rights issued by the housing management department and held by the mortgagee after the registration of other rights. Other rights of real estate are the rights of other groups or individuals except the property owner and the owner of * * * *, and the certificate of other rights is held by the owner of other rights.
On the property ownership certificate, there will be a record of the contents of other rights, indicating the obligee of other rights, the type of rights (such as pawning right and mortgage right), the scope of rights (the housing scope of other rights), the value of rights (the rental price of other rights), the term of rights (the lease term) and the date of cancellation (the date when other rights disappear), and these contents will also be indicated on the certificate of other rights.
According to Article 52 of the Guarantee Law, mortgage and secured creditor's rights coexist. When the creditor's rights disappear, so does the mortgage right. The real estate is mortgaged, that is, without canceling other warrants, the right to dispose of the real estate is restricted, and legal transactions cannot be conducted without the consent of the mortgagee, and relevant procedures such as property transfer cannot be handled.