Good batch
As long as the mortgage of the rural credit cooperative meets the application conditions and is easy to pass, apply for a loan from the rural credit cooperative, and then the investigator of the rural credit cooperative will evaluate the credit rating of the farmers. Mainly according to the basic situation of farmers, assets and liabilities, production and operation, reputation and other indicators to evaluate. Rural credit cooperatives meet the requirements according to the credit rating of farmers, so the application is easy to accept.
Second, can credit cooperatives repay money manually?
If you borrow from a credit union, you can repay it manually. Manual repayment may be more troublesome. You need to take the relevant documents to the counter in person. With the development of technology, customers can now deposit a certain amount of money in the bank card in advance, and the system will automatically deduct the money. This is very convenient for customers, and they don't have to go to the bank in person.
Three, Yunnan rural credit cooperatives to update the loan interest rate
About 5-6%.
The loan interest rate of rural credit cooperatives in Yunnan Province is 5.60% per year (including one year), 6.00% to five years (including five years) per year, and 6% for more than five years. This interest rate has increased by 10%-30%, so it is still relatively high on the whole. Consumers had better consult the bank with the lowest loan when choosing.
4. How long does it take for Yunnan Rural Credit Cooperatives to approve the first home provident fund loan?
It takes at least 24.5 hours to transfer money to Yunnan Rural Credit Cooperatives through the ATM of China Bank with the Agricultural Bank Card, and it may take longer for inter-bank transfer.